601 Lloyd Ct, Georgetown, KY 40324 Property Records

Scott County property record for 601 Lloyd Ct, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,115 sqft · built 2004
Lot Size0.711 acres (30,993 sqft)
Owner2 Individual Names on Record
Last Sale$384,900 (Jun 2022)
Tax Bill$3,594 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN140-20-301.000

Property Details

APN / Parcel Number

Primary APN140-20-301.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,115 sqft Living Area
1st Floor Area1,251 sqft
Basement Area2,115 sqft
Unfinished Basement2,115 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Foundation TypeConcrete
Lot Area30,993 sqft (0.711 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address601 LLOYD CT
CityGEORGETOWN
StateKY
Zip40324-1067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLD ARMSTRONG
Legal SubdivisionOLD ARMSTRONG
Legal Lot Number29
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1010
Census Tract40207

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address601 LLOYD CT, GEORGETOWN, KY 40324-1067
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Jun 29, 2022Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 24, 2018Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleSep 24, 2018 · Amount on Record
Deed Document Number2022456124
Deed Book / Page434 / 821
Prior Transfer DateDec 31, 2008
Prior Transfer Doc00D322/406
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address601 LLOYD CT, GEORGETOWN, KY 40324-1067
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1513/620
DateJun 4, 2020
Book PageM1513/620
Instrument416991
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 1, 2030

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 29, 2022
Property Address601 LLOYD CT, GEORGETOWN, KY 40324-1067
Document Number00D434/821
Book / PageD434 / 821
Map ReferenceCAB 1 SL 237
Instrument DateJun 27, 2022
Instrument456124
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3734 NUGGET DR, BOWLING GREEN, KY 42104-7620

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address601 LLOYD CT, GEORGETOWN, KY 40324-1067

Mortgage

Document Number0000456125
DateJun 29, 2022
Instrument456125
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateSep 24, 2018
Property Address601 LLOYD CT, GEORGETOWN, KY 40324-1067
Document Number00D400/469
Book / PageD400 / 469
Map ReferenceCAB1 SL237
Instrument DateSep 19, 2018
Instrument392295
Transaction TypeTransfer
Record UpdatedMar 26, 2024
Title CompanyFOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address102 N HAMILTON ST, GEORGETOWN, KY 40324-1706

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 LLOYD CT, GEORGETOWN, KY 40324-1067
InvestorPossibly a Property Investor

Mortgage

Document Number0000392296
DateSep 24, 2018
Instrument392296
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$403,600 (-)$403,600 (-)
2025$3,594.00 (+3.01%)$403,600 (+4.86%)$403,600 (+4.86%)
2023$3,489.00 (+50.39%)$384,900 (+43.89%) Land $50,000 Building $334,900$384,900 (+43.89%) Land $50,000 Building $334,900
2022$2,320.00$267,500 Land $47,500 Building $220,000$267,500 Land $47,500 Building $220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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