604 Kearney St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 604 Kearney St, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,645 sqft · built 1916
Lot Size0.115 acres (5,000 sqft)
Owner2 Trust Names on File
Last Sale$135,000 (Jan 1994)
Tax Bill$7,183 (2025)
Flood ZoneZone X (minimal risk)
APN503-402-003-1

Property Details

APN / Parcel Number

Primary APN503-402-003-1
Alternative APN
  • 503-402-003

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,645 sqft Living Area
1st Floor Area1,558 sqft
2nd Floor Area1,087 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address604 KEARNEY ST
CityEL CERRITO
StateCA
Zip94530-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHENDERSON TAPSCOTT 2&3 4
Legal SubdivisionHENDERSON TAPSCOTT
Legal Block4
Legal Lot Number2,3
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2009
Census Tract388000

Owner

604 Kearney St is owner-occupied and held in a trust since January 1994.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address604 KEARNEY ST, EL CERRITO, CA 94530-3127
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 1994 · Amount on File
Deed SaleJan 19, 1994 · Amount on File
Deed Document Number199415262
Prior Transfer DateDec 7, 1993
Prior Transfer Doc0000015261
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 604 Kearney St was $7,183 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$462,712 (+2%) Land $190,693 Building $272,019
2025$7,183.00 Homeowner's exemption$453,640 Land $186,954 Building $266,686
2023$6,901.00 (+1.37%) Homeowner's exemption$436,027 Land $179,696 Building $256,331
2022$6,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 604 Kearney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 Kearney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Kearney St

Nearby Streets

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