Contra Costa County property record for 554 Kearney St, El Cerrito, CA 94530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,118 sqft · built 1930 |
| Lot Size | 0.085 acres (3,700 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,638 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 504-011-033-9 |
| Primary APN | 504-011-033-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 926 sqft |
| Basement Area | 192 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 3,700 sqft (0.085 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 554 KEARNEY ST |
|---|---|
| City | EL CERRITO |
| State | CA |
| Zip | 94530-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | HENDERSON TAPSCOTT LOT 50 POR 51 BLK 5 |
| Legal Subdivision | HENDERSON TAPSCOTT 01 |
| Legal Block | 5 |
| Legal Lot Number | 50 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 389100 |
554 Kearney St is owned by a company that acquired it in July 2020.
Source: Contra Costa County records, as of July 15, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 554 KEARNEY ST, EL CERRITO, CA 94530-3521 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 13, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 26, 2020 |
| Transfer Doc | 0000177370 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 20, 2020 |
| Property Address | 554 KEARNEY ST, EL CERRITO, CA 94530-3521 |
| Document Number | 0000177370 |
| Instrument Date | Jul 26, 2020 |
| Instrument | 177370 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 419 FIELDSTONE DR RICHMOND CA 948061858, RICHMOND, CA 94806-1858 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 13, 2017 |
| Property Address | 554 KEARNEY ST, EL CERRITO, CA 94530-3521 |
| Document Number | 0000125398 |
| Map Reference | VOL1 PG1 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017-125398 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 554 KEARNEY ST, EL CERRITO, CA 94530-3521 |
| Document Number | 0000125399 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 2017-125399 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 554 Kearney St was $5,638.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | El Cerrito City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $356,173 (+2%) Land $180,556 Building $175,617 | |
| 2025 | $5,638.00 | $349,190 Land $177,016 Building $172,174 |
| 2023 | $5,419.00 (+1.9%) | $335,634 Land $170,144 Building $165,490 |
| 2022 | $5,318.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 554 Kearney St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 Kearney St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, T-Mobile.
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