604 Hughes Rd, Hampstead, NC 28443 Property Records

Pender County property record for 604 Hughes Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,936 sqft · built 2019
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,000 (Jan 2017)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`3282-80-6460-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-80-6460-0000`
Alternative APNs	`400974076` `974076`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,936 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	31,363 sqft (0.72 acres)
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	400974076
Street Address	604 HUGHES RD
City	HAMPSTEAD
State	NC
Zip	28443-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L168,PB 22/16 WASHINGTON ACRES
Legal Subdivision	WASHINGTON ACRES
Legal Lot Number	168
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2036
Census Tract	920202

Owner

Source: Pender County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 HUGHES RD, HAMPSTEAD, NC 28443-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 11, 2020	Loan Modification, Mortgage SOUTH ST BK
Jan 26, 2017	Warranty Deed, Transfer · ARM SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on Record
Deed Sale	Jan 26, 2017 · Amount on Record
Deed Book / Page	4636 / 1383
Prior Transfer Date	Nov 13, 2009
Prior Transfer Doc	0037060204
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	604 HUGHES RD, HAMPSTEAD, NC 28443-2102
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047572730
Date	Jul 7, 2021
Book Page	4757/2730

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	NC
Document Number	0047062566
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 HUGHES RD HAMPSTEAD NC 284432102, HAMPSTEAD, NC 28443-2102

Mortgage

Document Number	0047062566
Date	Mar 17, 2020
Book Page	004706/002566
Instrument	20061036

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29406-6517

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 26, 2017
Property Address	NC
Document Number	0046361383
Book / Page	4636 / 1383
Instrument Date	Jan 18, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 PRESWICK DR, ROCKY POINT, NC 28457-9609

Mortgage

Document Number	0046361386
Date	Jan 26, 2017
Instrument	4636/1386

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	11.8%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (+19.21%)	$464,802 (+57.15%) Land $80,010 Building $384,792	$464,802 (+57.15%) Land $80,010 Building $384,792
2023		$295,768 (-) Land $78,341 Building $217,427	$295,768 (-) Land $78,341 Building $217,427
2022	$2,462.00	$295,768 Land $78,341 Building $217,427	$295,768 Land $78,341 Building $217,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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