Pender County property record for 541 Hughes Rd, Hampstead, NC 28443 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,400 sqft · built 1970 |
| Lot Size | 0.476 acres (20,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,000 (Feb 2005) |
| Tax Bill | $4,089 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3282-90-1024-0000 |
| Primary APN | 3282-90-1024-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| Basement Area | 1,772 sqft |
| Unfinished Basement | 1,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Lot Area | 20,735 sqft (0.476 acres) |
| Lot Dimensions | 216 ft deep x 100 ft wide |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 400966092 |
|---|---|
| Street Address | 541 HUGHES RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 95,PB 12/1 WASHINGTON ACRES |
| Legal Subdivision | WASHINGTON ACRES |
| Legal Lot Number | 95 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 920202 |
Source: Pender County records · APN 3282-90-1024-0000
Assessment roll updated January 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 HUGHES RD, HAMPSTEAD, NC 28443-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL |
| Dec 04, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 20, 2020 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jul 31, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Oct 25, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2005 · Amount on Record |
| Deed Sale | Feb 01, 2005 · Amount on Record |
| Deed Document Number | 20052575_00206 |
| Deed Book / Page | 2575 / 206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jul 09, 2026 |
| Property Address | 541 HUGHES RD, HAMPSTEAD, NC 28443-2125 |
| Document Number | 0020158381 |
| Book / Page | 4897 / 1883 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202620158381 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 541 HUGHES RD, HAMPSTEAD, NC 28443-2125 |
| Document Number | 0020158381, |
|---|---|
| Date | Jul 09, 2026 |
| Book Page | 4897/1883 |
| Instrument | 202620158381 |
| Name | FIRST NATIONAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 29, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 541 HUGHES RD, HAMPSTEAD, NC 28443-2125 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0048261089 |
|---|---|
| Date | Dec 04, 2023 |
| Book Page | 4826/1089 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Nov 21, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Index | COF |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 541 HUGHES RD, HAMPSTEAD, NC 28443-2125 |
| Document Number | 0047092846 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 541 HUGHES RD HAMPSTEAD NC 284432125, HAMPSTEAD, NC 28443-2125 |
| Document Number | 0047092846 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 004709/002846 |
| Instrument | 20062611 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 23, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 541 HUGHES RD, HAMPSTEAD, NC 28443-2125 |
| Document Number | 0046901953 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 541 HUGHES RD HAMPSTEAD NC 284432125, HAMPSTEAD, NC 28443-2125 |
| Document Number | 0046901953 |
|---|---|
| Date | Aug 05, 2019 |
| Book Page | 004690/001953 |
| Instrument | 20052351 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 04, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 541 HUGHES RD, HAMPSTEAD, NC 28443-2125 |
| Document Number | 0046552712 |
| Book / Page | 004655 / 002712 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 541 HUGHES RD HAMPSTEAD NC 284432125, HAMPSTEAD, NC 28443-2125 |
| Document Number | 0046552712 |
|---|---|
| Date | Dec 07, 2017 |
| Book Page | 004655/002712 |
| Instrument | 20031287 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,089.00 | $317,480 (-24.5%) Land $2 Building $317,478 | $317,480 (-24.5%) Land $2 Building $317,478 |
| 2024 | $4,089.00 (+9.92%) | $420,493 (-) Land $162,584 Building $257,909 | $420,493 (-) Land $162,584 Building $257,909 |
| 2023 | $420,493 (-) Land $162,584 Building $257,909 | $420,493 (-) Land $162,584 Building $257,909 | |
| 2022 | $3,720.00 | $420,493 Land $162,584 Building $257,909 | $420,493 Land $162,584 Building $257,909 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 259 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
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