604 Grove St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 604 Grove St, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,134 sqft · built 1890
Lot Size	0.251 acres (10,916 sqft)
Owner	2 Individual Names on File
Last Sale	$549,000 (May 2020)
Tax Bill	$19,289 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-03703-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`13-03703-0000-00015`
Alternative APN	`130370300015`

Interior

Stories	2 Stories
Building Area	2,134 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	10,916 sqft (0.251 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130370300015
Street Address	604 GROVE ST
City	MONTCLAIR
State	NJ
Zip	07043-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10918SF
Legal Block	3703
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3003
Census Tract	16200

Owner

604 Grove St is owned and occupied by two individuals who bought it in May 2020.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 GROVE ST, MONTCLAIR, NJ 07043-2327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 19, 2020	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Deed Document Number	202048376
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	604 GROVE ST, MONTCLAIR, NJ 07043-2327
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PRIMARY TITLE SERVICES INC, PRIMARY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024092
Date	Mar 2, 2021
Instrument	2021024092

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 19, 2020
Property Address	604 GROVE ST, MONTCLAIR, NJ 07043-2327
Document Number	0000048376
Instrument Date	Apr 30, 2020
Instrument	48376
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 GROVE ST MONTCLAIR NJ 070432327, MONTCLAIR, NJ 07043-2327

Mortgage

Document Number	48377
Date	May 19, 2020
Instrument	48377

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 604 Grove St was $19,289, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,600 (-) Land $323,700 Building $224,900	$548,600 (-) Land $323,700 Building $224,900
2025	$19,289.00 (+3.33%)	$548,600 Land $323,700 Building $224,900	$548,600 Land $323,700 Building $224,900
2024	$18,668.00
2023		$548,600 Land $323,700 Building $224,900	$548,600 Land $323,700 Building $224,900
2022	$17,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Grove St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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