588 Grove St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 588 Grove St, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,206 sqft · built 1926
Lot Size	0.185 acres (8,064 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2019)
Tax Bill	$22,703 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03702-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`13-03702-0000-00013`
Alternative APN	`130370200013`

Interior

Stories	2 Stories
Building Area	2,206 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	8,064 sqft (0.185 acres)
Lot Dimensions	126 ft deep x 64 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130370200013
Street Address	588 GROVE ST
City	MONTCLAIR
State	NJ
Zip	07043-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	64X126 IRR
Legal Block	3702
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	3
Census Block	3004
Census Tract	16200

Owner

588 Grove St is owned and occupied by two individuals who bought it in July 2019.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	588 GROVE ST, MONTCLAIR, NJ 07043-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 9, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Nov 13, 2013 · Amount on File
Deed Document Number	201962192
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	588 GROVE ST, MONTCLAIR, NJ 07043-2326
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 GROVE ST, MONTCLAIR, NJ 07043-2326

Mortgage

Document Number	0000047798
Date	Apr 16, 2021
Instrument	2021047798

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 23, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	588 GROVE ST, MONTCLAIR, NJ 07043-2326
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 GROVE ST, MONTCLAIR, NJ 07043-2326

Mortgage

Document Number	0000011996
Date	Feb 29, 2024
Instrument	2024011996

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 9, 2019
Property Address	588 GROVE ST, MONTCLAIR, NJ 07043-2326
Document Number	0000062192
Instrument Date	Jun 21, 2019
Instrument	62192
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	588 GROVE ST MONTCLAIR NJ 070432326, MONTCLAIR, NJ 07043-2326

Mortgage

Document Number	62194
Date	Jul 9, 2019
Instrument	62194

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 588 Grove St was $22,703, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,700 (-) Land $313,900 Building $331,800	$645,700 (-) Land $313,900 Building $331,800
2025	$22,703.00 (+3.32%)	$645,700 Land $313,900 Building $331,800	$645,700 Land $313,900 Building $331,800
2024	$21,973.00
2023		$645,700 Land $313,900 Building $331,800	$645,700 Land $313,900 Building $331,800
2022	$21,230.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 588 Grove St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 588 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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