1. Home
  2. Maryland
  3. Charles County
  4. Waldorf
  5. Garner Ave

604 Garner Ave, Waldorf, MD 20602 Property Records

Charles County property record for 604 Garner Ave, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,581 sqft · built 1970
Lot Size0.249 acres (10,846 sqft)
Owner2 Individual Names on File
Last Sale$142,000 (Aug 2010)
Tax Bill$3,687 (2023)
Deeds & MortgagesJun 2026 Sale
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN06-003648

Property Details

APN / Parcel Number

Primary APN06-003648
Alternative APNs
  • 6003648
  • 003648

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,581 sqft Living Area
1st Floor Area1,074 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,846 sqft (0.249 acres)
Garage TypeCarport
Garage Area200 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number003648
Street Address604 GARNER AVE
CityWALDORF
StateMD
Zip20602-2948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionL-22 B-46 S 3-D CARRINGTON NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block46
Legal Lot Number22
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group1
Census Block1005
Census Tract850902

Owner

604 Garner Ave is owned and occupied by two individuals who acquired it in June 2026.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address604 GARNER AVE, WALDORF, MD 20602-2948
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2010 · Amount on File
Deed SaleAug 23, 2010 · Amount on File
Prior SaleJun 10, 2010 · Amount on File
Deed Document Number201068410
Deed Book / Page7227 / 140
Last Transfer DateJun 17, 2026
Transfer Doc1412000460
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 29, 2026
Property Address604 GARNER AVE, WALDORF, MD 20602-2948
Document Number1412000460
Book / Page14121 / 460
Instrument DateJun 17, 2026
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address604 GARNER AVE, WALDORF, MD 20602-2948

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address604 GARNER AVE, WALDORF, MD 20602-2948
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title Company2020 TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 GARNER AVE, WALDORF, MD 20602-2948

Mortgage

Document Number0123310164
DateJan 14, 2022
Book Page12331/164
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term176 Months
DueSep 1, 2036

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,367$306,800 Land $125,000 Building $181,800
2023$3,687.00 (+26.27%)$255,800 (+9.74%)$278,500 (-) Land $125,000 Building $153,500
2022$2,920.00$233,100$278,500 Land $125,000 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Garner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Garner Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Starlink
Satellite		280 / 30

Nearby Properties on Garner Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures