Charles County property record for 600 Garner Ave, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,467 sqft · built 1970 |
| Lot Size | 0.257 acres (11,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,500 (Jul 2018) |
| Tax Bill | $11,476 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-017177 |
| Primary APN | 06-017177 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,467 sqft Living Area |
| Gross Area | 2,731 sqft |
| 1st Floor Area | 1,549 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,207 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 44 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 017177 |
|---|---|
| Street Address | 600 GARNER AVE |
| City | WALDORF |
| State | MD |
| Zip | 20602-2948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L-24 B-46 S-3-D CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 46 |
| Legal Lot Number | 24 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 850902 |
600 Garner Ave is owned and occupied by two individuals who bought it in July 2018.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 600 GARNER AVE, WALDORF, MD 20602-2948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 9, 2018 | Grant Deed, Transfer · FHA Mortgage NAVY FCU |
| Jun 30, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2018 · Amount on File |
| Deed Sale | Jul 9, 2018 · Amount on File |
| Prior Sale | Jun 30, 2017 · Amount on File |
| Deed Book / Page | 10323 / 178 |
| Prior Transfer Date | Apr 11, 2017 |
| Prior Transfer Doc | 0099000093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 600 GARNER AVE, WALDORF, MD 20602-2948 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | BAYVIEW TITLE, BAYVIEW TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0121340215 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 12134/215 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 9, 2018 |
| Property Address | 600 GARNER AVE, WALDORF, MD 20602-2948 |
| Document Number | 0103230178 |
| Book / Page | 010323 / 000178 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | MID-ATLANTIC SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $294.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 600 GARNER AVE WALDORF MD 206022948, WALDORF, MD 20602-2948 |
| Document Number | 103230183 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 010323/000183 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 30, 2017 |
| Property Address | 600 GARNER AVE, WALDORF, MD 20602-2948 |
| Document Number | 0099000099 |
| Book / Page | 009900 / 000099 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $212.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 600 Garner Ave was $11,476.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,700 (+5.21%) | $421,600 (-) Land $125,000 Building $296,600 | |
| 2025 | $11,476.00 | $381,800 | $421,600 Land $125,000 Building $296,600 |
| 2023 | $4,770.00 | $337,567 | $361,900 Land $125,000 Building $236,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 600 Garner Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 600 Garner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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