Bergen County and River Vale Township property record for 604 Florence Rd, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,849 sqft · built 1956 |
| Lot Size | 0.418 acres (18,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Nov 2025) |
| Tax Bill | $20,806 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-01803-0000-00005 |
| Primary APN | 53-01803-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,849 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 18,199 sqft (0.418 acres) |
| Lot Dimensions | 140 ft deep x 130 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 133010 |
|---|---|
| Street Address | 604 FLORENCE RD |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 130X140 |
| Legal Subdivision | COLONIAL MANOR SEC 1 |
| Legal Block | 1803 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 49002 |
604 Florence Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Bergen County and River Vale Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 FLORENCE RD, RIVER VALE, NJ 07675-6314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Limited Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 20, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | Jul 3, 2014 · Amount on File |
| Deed Document Number | 202579692 |
| Deed Book / Page | 5653 / 474 |
| Prior Transfer Date | May 7, 2021 |
| Prior Transfer Doc | 0045440115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 21, 2025 |
| Property Address | 604 FLORENCE RD, RIVER VALE, NJ 07675-6314 |
| Document Number | 0056530474 |
| Book / Page | 5653 / 474 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025079692 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 NOTHIGHM COURT, MONTVALE, NJ 07645 |
| Name | Verified Name |
|---|---|
| Address | 604 FLORENCE RD, RIVER VALE, NJ 07675-6314 |
| Document Number | 2025079693 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025079693 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 20, 2022 |
| Property Address | 604 FLORENCE RD, RIVER VALE, NJ 07675-6314 |
| Document Number | 0045440115 |
| Book / Page | 4544 / 115 |
| Instrument Date | May 27, 2021 |
| Instrument | 2022008250 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 FLORENCE RD, RIVER VALE, NJ 07675-6314 |
| Document Number | 2022008251 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022008251 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 604 Florence Rd was $20,806, up 2.6% from the year before.
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $742,800 (-) Land $304,500 Building $438,300 | $742,800 (-) Land $304,500 Building $438,300 | |
| 2025 | $20,806.00 (+2.56%) | $742,800 Land $304,500 Building $438,300 | $742,800 Land $304,500 Building $438,300 |
| 2024 | $20,286.00 | ||
| 2023 | $707,800 Land $304,500 Building $403,300 | $707,800 Land $304,500 Building $403,300 | |
| 2022 | $18,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Florence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 83 (1980–2021) |
| Claims Outside the SFHA | 15 of 83 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Florence Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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