Rowan County property record for 604 Elm St, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,512 sqft · built 1923 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Nov 2023) |
| Tax Bill | $2,041 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013 220 |
| Primary APN | 013 220 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood Siding |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 15.6 ft deep x 4.9 ft wide |
| Porch | Porch |
| Porch Area | 170 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 604 ELM ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-6126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 26 MRS. E. A. NAILS |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 50300 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 ELM ST, SALISBURY, NC 28144-6126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SWIFT HOME LOANS INC |
| Nov 21, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jul 5, 2022 | Special Warranty Deed, Construction Loan · Construction Mortgage EASY STREET CAPITAL INVESTMENTS LLC |
| Jul 5, 2022 | Warranty Deed, Transfer |
| May 11, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Jul 5, 2022 · Amount on Record |
| Deed Book / Page | 1433 / 318 |
| Prior Transfer Date | May 4, 2022 |
| Prior Transfer Doc | 0014010800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 604 ELM ST, SALISBURY, NC 28144-6126 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | FAITH TITLE AND ESCROW INC, FIRST TITLE AND ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 604 ELM ST, SALISBURY, NC 28144-6126 |
| Document Number | 0014760102 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 1476/102 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 21, 2023 |
| Property Address | 604 ELM ST, SALISBURY, NC 28144-6126 |
| Document Number | 0014330318 |
| Book / Page | 1433 / 318 |
| Instrument Date | Nov 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Title Company | INTEGRATED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9620 UNIVERSITY CITY BLVD, CHARLOTTE, NC 28213-3598 |
| Name | Verified Name |
|---|---|
| Address | 604 ELM ST, SALISBURY, NC 28144-6126 |
| Document Number | 0014330319 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 1433/319 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 5, 2022 |
| Property Address | 604 ELM ST, SALISBURY, NC 28144-6126 |
| Document Number | 0014050390 |
| Book / Page | 1405 / 390 |
| Instrument Date | Jun 30, 2022 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR # DR100W, 5000, IRVING, TX 75039-4316 |
| Name | Verified Name |
|---|---|
| Address | 9260 UNIVERSITY CITY BLVD # E, E, CHARLOTTE, NC 28213-3652 |
| Document Number | 0001405391 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 1405/391 |
| Name | EASY STREET CAPITAL INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 5, 2022 |
| Property Address | 604 ELM ST, SALISBURY, NC 28144-6126 |
| Document Number | 0014050383 |
| Book / Page | 1405 / 383 |
| Instrument Date | Jun 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 HARREL ST, 128, SALISBURY, NC 28144-5857 |
| Name | Verified Name |
|---|---|
| Address | 5000 RIVERSIDE DR STE 100, 100, IRVING, TX 75039-4314 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 11, 2022 |
| Property Address | 604 ELM ST, SALISBURY, NC 28144-6126 |
| Document Number | 0014010800 |
| Book / Page | 1401 / 800 |
| Instrument Date | May 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 780 WHITE ROCK AVE, 780, SALISBURY, NC 28146-7417 |
| Name | Verified Name |
|---|---|
| Address | 128 HARREL ST, SALISBURY, NC 28144-5857 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,041.00 | $170,663 (-) Land $17,160 Building $153,503 | $170,663 (-) Land $17,160 Building $153,503 |
| 2025 | $2,041.00 (-2.48%) | $170,663 (-2.5%) Land $17,160 Building $153,503 | |
| 2023 | $2,093.00 | $175,035 Land $17,160 Building $157,875 | $170,663 Land $17,160 Building $153,503 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (2009–2018) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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