Rowan County property record for 531 Elm St, Salisbury, NC 28144 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,908 sqft · built 1951 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Jul 2025) |
| Tax Bill | $2,856 (2025) |
| Deeds & Mortgages | Jan 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 013 253 |
| Primary APN | 013 253 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 1,908 sqft |
| Basement Area | 1,889 sqft |
| Unfinished Basement | 1,889 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 15.1 ft deep x 5 ft wide |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Porch |
| Porch Area | 280 sqft |
| Deck Area | 336 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 531 ELM ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-6123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 16 MRS. E. A. NAILS |
| Legal Subdivision | PROPERTY OF MRS E A NAIL |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | SALISBURY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 50300 |
Source: Rowan County records · APN 013 253
Assessment roll updated August 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 531 ELM ST, SALISBURY, NC 28144-6123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2025 · Amount on Record |
| Deed Sale | Jul 31, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2016 |
| Deed Book / Page | 1466 / 333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 531 ELM ST, SALISBURY, NC 28144-6123 |
| Document Number | 0013040488 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 531 ELM ST SALISBURY NC 281446123, SALISBURY, NC 28144-6123 |
| Document Number | 0013040488 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 001304/000488 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Salisbury City |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,856.00 | $238,818 (-) Land $17,340 Building $221,478 | |
| 2023 | $2,856.00 | $238,818 Land $17,340 Building $221,478 | $238,818 Land $17,340 Building $221,478 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Fulton Heights Historic District listed 1999 · 441 contributing resources · NRIS 99000394 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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