604 E Walnut St, Covington, OH 45318 Property Records

Miami County property record for 604 E Walnut St, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1941
Square Footage	1,384 sqft Living Area
Lot Size	3,049 sqft (0.069 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2025)
Tax Bill	$1,784.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-009680`
Alternative APNs	`080529.2-20-008-00` `H19NH023 02500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,384 sqft Living Area
1st Floor	1,018 sqft 1st Floor
Attic Area	366 sqft Attic
Basement Area	1,018 sqft Basement
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	3,049 sqft (0.069 acres)
Depth X Width	120 ft x 25 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	280 sqft Garage
Porch	Enclosed Porch
Porch Area	256 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	H19NH023 02500
Street Address	604 E WALNUT ST
City	COVINGTON
State	OH
Zip	45318-1648
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 962 25
Legal Subdivision	COVINGTON
Legal Lot Number	962 25
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2001
Census Tract	325000

Owner

Source: Miami County records · APN H19-009680

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 E WALNUT ST, COVINGTON, OH 45318-1648
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2025 · Amount on Record
Deed Sale	Jun 02, 2025 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Doc Number	915
Record Refreshed	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 28, 2020
Property Address	604 E WALNUT ST, COVINGTON, OH 45318-1648
Document Number	0000002769
Instrument Date	Feb 21, 2020
Instrument	2769
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	SAFEMARK TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E WALNUT ST COVINGTON OH 453181648, COVINGTON, OH 45318-1648

Mortgage

Document Number	2770
Date	Feb 28, 2020
Instrument	2770

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (+23.2%) Homeowner's exemption	$54,670 (+41.34%) Land $4,200 Building $50,470	$156,200 (+41.36%) Land $12,000 Building $144,200
2024	$1,448.00 (+3.8%) Homeowner's exemption	$38,680 (-) Land $4,550 Building $34,130
2023	$1,395.00 (-3.39%) Homeowner's exemption	$38,680 (-) Land $4,550 Building $34,130	$110,500 (-) Land $13,000 Building $97,500
2022	$1,444.00 Homeowner's exemption	$38,680 Land $4,550 Building $34,130	$110,500 Land $13,000 Building $97,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.