525 E Walnut St, Covington, OH 45318 Property Records

Miami County property record for 525 E Walnut St, Covington, OH 45318 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	1,364 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$142,000 (2021)
Tax Bill	$1,585.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-004590`
Alternative APNs	`080529.3-06-001-00` `H19SH021 02400`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,364 sqft Living Area
1st Floor	2,064 sqft 1st Floor
Upper Floors	332 sqft Upper Floors
Basement Area	808 sqft Basement
Unfinished Basement	808 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	106 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	528 sqft Garage

Exterior Amenities

Deck Area	156 sqft Deck
Patio Area	156 sqft Patio
Porch	1 Porch
Porch Area	184 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	525 E WALNUT ST
City	COVINGTON
State	OH
Zip	45318-1645
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	IN LOT 347 66
Legal Lot Number	347
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2038
Census Tract	325000

Owner

Source: Miami County records · APN H19-004590

Assessment roll updated March 6, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	525 E WALNUT ST, COVINGTON, OH 45318-1645
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Sep 01, 1988 · Amount on Record
Deed Doc Number	202112953
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 26, 2021
Property Address	525 E WALNUT ST, COVINGTON, OH 45318-1645
Document Number	0000012953
Instrument Date	Jul 22, 2021
Instrument	2021OR-12953
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 S PINE ST, WAPAKONETA, OH 45895-2448

Mortgage

Document Number	0000012954
Date	Jul 26, 2021
Instrument	2021OR-12954

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,585.00 (+25.69%) Homeowner's exemption	$48,580 (+44.24%) Land $9,940 Building $38,640	$138,800 (+44.28%) Land $28,400 Building $110,400
2024	$1,261.00 (+3.79%) Homeowner's exemption	$33,680 (-) Land $10,750 Building $22,930
2023	$1,215.00 (-3.42%) Homeowner's exemption	$33,680 (-) Land $10,750 Building $22,930	$96,200 (-) Land $30,700 Building $65,500
2022	$1,258.00 Homeowner's exemption	$33,680 Land $10,750 Building $22,930	$96,200 Land $30,700 Building $65,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.