Ringgold County property record for 604 E Monroe St, Mount Ayr, IA 50854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 720 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005853 |
| Primary APN | 005853 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 720 sqft Base Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 385 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 604 E MONROE ST |
|---|---|
| City | MOUNT AYR |
| State | IA |
| Zip | 50854-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 138 1ST ADD |
| Legal Subdivision | 1ST ADD |
| Legal Lot Number | 138 |
| Jurisdiction | RINGGOLD IA |
| Township / Civil Division | MOUNT AYR |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 950200 |
Source: Ringgold County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 E MONROE ST, MOUNT AYR, IA 50854-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RINGGOLD IA |
| Property Address | 604 E MONROE ST, MOUNT AYR, IA 50854-2029 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000544/87 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 544/87 |
| Instrument | 2022-00000548 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 96 Months |
| Due | May 1, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Ringgold County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Ringgold County |
| Municipality | Mount Ayr City |
| Unified School District | Mount Ayr Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 (+6.07%) Homeowner's exemption | $126,419 (+21.2%) Land $7,920 Building $118,499 | $126,419 (+21.2%) Land $7,920 Building $118,499 |
| 2024 | $1,878.00 (+9.82%) | ||
| 2023 | $104,310 (+23.08%) Land $6,600 Building $97,710 | $104,310 (+23.08%) Land $6,600 Building $97,710 | |
| 2022 | $1,710.00 Homeowner's exemption | $84,753 Land $6,600 Building $78,153 | |
| 2021 | $84,753 Land $6,600 Building $78,153 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014 |
|---|---|
| Water Source | Purchased surface water from SIRWA #2 (CRESTON) |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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