504 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 504 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,607 sqft · built 1957
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Sep 2014)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0059091`

Property Details

APN / Parcel Number

Primary APN	`0059091`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,607 sqft Base Area
1st Floor Area	1,607 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	504 E MONROE ST
City	MOUNT AYR
State	IA
Zip	50854-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 142 & 143 1ST ADD
Legal Subdivision	FIRST ADDITION
Legal Lot Number	142,143
Jurisdiction	RINGGOLD IA
Township / Civil Division	MOUNT AYR
Census Block Group	2
Census Block	2034
Census Tract	950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	504 E MONROE ST, MOUNT AYR, IA 50854-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2014 · Amount on Record
Deed Sale	Sep 3, 2014 · Amount on Record
Deed Document Number	201400000975
Deed Book / Page	413 / 338
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RINGGOLD IA
Property Address	504 E MONROE ST, MOUNT AYR, IA 50854-1733
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000521/135
Date	Apr 7, 2021
Book Page	521/135
Instrument	2021-00000515

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Ringgold County
Municipality	Mount Ayr City
Unified School District	Mount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,246.00 (+4.51%) Homeowner's exemption	$213,660 (+19.01%) Land $15,840 Building $197,820	$213,660 (+19.01%) Land $15,840 Building $197,820
2024	$3,106.00 (-18.31%)
2023		$179,530 (+1.14%) Land $13,200 Building $166,330	$179,530 (+1.14%) Land $13,200 Building $166,330
2022	$3,802.00 Homeowner's exemption	$177,509 Land $13,200 Building $164,309
2021			$177,509 Land $13,200 Building $164,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AYR WATER TREATMENT PLANT serves 1,683 people · EPA ID IA8055014
Water Source	Purchased surface water from SIRWA #2 (CRESTON)
Last State Inspection	Mar 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink.

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