604 E Chicago Rd, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 604 E Chicago Rd, White Pigeon, MI 49099

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,286 sqft · built 1948
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2026)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-777-084-10`

Property Details

APN / Parcel Number

Primary APN	`045-777-084-10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,286 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	1,286 sqft
Unfinished Basement	1,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	170 ft deep x 170 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 E CHICAGO RD
City	WHITE PIGEON
State	MI
Zip	49099-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR LOT 8 LOUGH ADD TO VIL OF WHITE PIGEON TH S 89D 03M E 181.2 FT TH N 0D 23M W 200.62 FT TO S LN US 12 TH S 86D 3
Legal Subdivision	LOUGH ADD VILLAGE OF WHITE PIG
Legal Lot Number	8
Jurisdiction	ST JOSEPH MI
Township / Civil Division	WHITE PIGEON
Census Block Group	3
Census Block	3027
Census Tract	41400

Owner

604 E Chicago Rd is owned and occupied by an individual who bought it in July 2026.

Source: St. Joseph County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	604 E CHICAGO RD, WHITE PIGEON, MI 49099-9731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Oct 24, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	20265752
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 14, 2026
Property Address	604 E CHICAGO RD, WHITE PIGEON, MI 49099-9731
Document Number	0000005752
Instrument Date	Jul 14, 2026
Instrument	20265752
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174,225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E CHICAGO RD, WHITE PIGEON, MI 49099-9731

Mortgage

Document Number	0000005753,
Date	Jul 14, 2026
Instrument	20265753

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 24, 2018
Property Address	604 E CHICAGO RD, WHITE PIGEON, MI 49099-9731
Document Number	01936/0272
Book / Page	1936 / 0272
Instrument Date	Oct 24, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 HEATH AVE, 605, WHITE PIGEON, MI 49099-9703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69715 CROOKED CREEK RD, WHITE PIGEON, MI 49099-8789

Mortgage

Document Number	0001936274
Date	Oct 24, 2018
Instrument	1936/274

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 604 E Chicago Rd was $1,136 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	White Pigeon Township
Municipality	White Pigeon Village
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,500 (+8.6%)	$197,000 (+8.6%)
2025	$1,136.00 Homeowner's exemption	$90,700 Land $31,900 Building $58,800	$181,400 Land $63,800 Building $117,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 E Chicago Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 E Chicago Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE PIGEON serves 1,640 people · EPA ID MI0007070
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Midwest Energy & Communications.

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