511 E Chicago Rd, White Pigeon, MI 49099 Property Records

St. Joseph County property record for 511 E Chicago Rd, White Pigeon, MI 49099

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,312 sqft · built 1900
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2025)
Tax Bill	$3,693 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-777-067-00`

Property Details

APN / Parcel Number

Primary APN	`045-777-067-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,312 sqft Living Area
1st Floor Area	740 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	297 ft deep x 98 ft wide
Garage Area	1,272 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	511 E CHICAGO RD
City	WHITE PIGEON
State	MI
Zip	49099-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 44 RDS E OF SE COR LOT 65 ASS'ORS PLAT 1 ON N LN OF CHI ROAD RNG TH N 18 RDS TH E 5.23 RDS TH S 18 RDS TO CHI ROAD TH W T
Legal Subdivision	VILLAGE WHITE PIGEON
Legal Lot Number	65
Jurisdiction	ST JOSEPH MI
Township / Civil Division	WHITE PIGEON
Census Block Group	3
Census Block	3011
Census Tract	41400

Owner

511 E Chicago Rd is owned by an individual who bought it in August 2025.

Source: St. Joseph County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	61532 NEAMAN RD, CONSTANTINE, MI 49042-9790
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2018	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 18, 2018	Quit Claim Deed, Transfer TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN
Apr 3, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2025 · Amount on File
Deed Sale	Aug 20, 2025 · Amount on File
Prior Sale	Jul 18, 2018 · Amount on File
Deed Document Number	20256456
Prior Transfer Date	Mar 26, 2018
Prior Transfer Doc	1923/0834
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	511 E CHICAGO RD, WHITE PIGEON, MI 49099-8727
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E CHICAGO RD, WHITE PIGEON, MI 49099-8727

Mortgage

Document Number	2024000095
Date	Jan 4, 2024
Instrument	2024000095

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	511 E CHICAGO RD, WHITE PIGEON, MI 49099-8727
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E CHICAGO RD, WHITE PIGEON, MI 49099-8727
Investor	Possibly a Property Investor

Mortgage

Document Number	2023000860
Date	Feb 8, 2023
Instrument	2023000860

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 18, 2018
Property Address	511 E CHICAGO RD, WHITE PIGEON, MI 49099-8727
Document Number	01923/0836
Book / Page	1923 / 0836
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4809 GRACE RD, 4809, BENZONIA, MI 49616-9523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 E CHICAGO RD, WHITE PIGEON, MI 49099-8727

Mortgage

Document Number	0001923839
Date	Jul 18, 2018
Instrument	1923/839

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jul 18, 2018
Property Address	511 E CHICAGO RD, WHITE PIGEON, MI 49099-8727
Document Number	1923/0834
Book / Page	1923 / 0834
Instrument Date	Mar 26, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Amount	Amount on Record
Tax	$12.90
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 E CHICAGO RD, 511, WHITE PIGEON, MI 49099-8727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 GRACE RD, BENZONIA, MI 49616-9523

April 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 3, 2018
Property Address	511 E CHICAGO RD, WHITE PIGEON, MI 49099-8727
Document Number	1908/0980
Book / Page	1908 / 0980
Instrument Date	Mar 22, 2018
Transaction Type	Foreclosure
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3040 TOWSGATE RD 200, 200, WESTLAKE VILLAGE, CA 91361

Tax Assessment & Valuation

The 2025 property tax bill for 511 E Chicago Rd was $3,693.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	White Pigeon Township
Municipality	White Pigeon Village
Unified School District	White Pigeon Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,300 (+8.67%) Land $40,100 Building $70,200	$220,600 (+8.67%) Land $80,200 Building $140,400
2025	$3,693.00 Homeowner's exemption	$101,500 Land $36,500 Building $65,000	$203,000 Land $73,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 511 E Chicago Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 E Chicago Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE PIGEON serves 1,640 people · EPA ID MI0007070
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Lakeland Internet.

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