604 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 604 Delaware Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,436 sqft Heated Area
Lot Size	14,810 sqft (0.339 acres)
Occupancy	Owner Occupied
Last Sale	$187,450 (2019)
Tax Bill	$2,014.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77010`
Alternative APN	`012630000100550010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,436 sqft Heated Area
Gross Area	1,936 sqft Gross Area
1st Floor	1,036 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Concrete Block Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	14,810 sqft (0.339 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	96 sqft Shed
Porch	Enclosed Porch
Porch Area	500 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77010
Street Address	604 DELAWARE AVE
City	SAINT CLOUD
State	FL
Zip	34769-2984
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 55 LOTS 1-4 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	55
Legal Lot Number	1-4 2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5037
Census Tract	43500

Owner

Source: Osceola County records · APN 77010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	604 DELAWARE AVE, SAINT CLOUD, FL 34769-2984
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Oct 28, 2015 · Amount on Record
Deed Doc Number	2019153976
Deed Book / Page	5630 / 1259
Record Refreshed	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 26, 2019
Property Address	604 DELAWARE AVE, SAINT CLOUD, FL 34769-2984
Document Number	0056301259
Book / Page	005630 / 001259
Instrument Date	Nov 25, 2019
Instrument	153976
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.15
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	604 DELAWARE AVE ST CLOUD FL 347692984, ST CLOUD, FL 34769-2984

Mortgage

Document Number	56301260
Date	Nov 26, 2019
Book Page	005630/001260
Instrument	153977

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 (+7.07%) Homeowner's exemption	$155,401 (+5.99%)	$224,200 (+11.54%) Land $63,200 Building $161,000
2023	$1,881.00 (+4.15%) Homeowner's exemption	$146,624 (+3%)	$201,000 (+15.19%) Land $57,500 Building $143,500
2022	$1,806.00 Homeowner's exemption	$142,354	$174,500 Land $51,800 Building $122,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.