531 Delaware Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 531 Delaware Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1982
Square Footage1,904 sqft Heated Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2022)
Tax Bill$3,996.00 (2025)

Property Details

APN / Parcel Number

Primary APN76508
Alternative APN
  • 012630000100030160

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures2 Plumbing Fixtures
Building Area1,904 sqft Heated Area
Gross Area2,256 sqft Gross Area
1st Floor1,200 sqft 1st Floor
Upper Floors704 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1982
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionMansard Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Depth X Width150 ft x 75 ft Depth x Width
Garage TypeCarport Garage
CarportCarport
Deck Area312 sqft Deck
PorchOpen Porch
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number76508
Street Address531 DELAWARE AVE
CitySAINT CLOUD
StateFL
Zip34769-2981
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 33/34 BLK 3 LOTS 16-18 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block3
Legal Lot Number16 17
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5033
Census Tract43500

Owner

Source: Osceola County records · APN 76508

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address531 DELAWARE AVE, SAINT CLOUD, FL 34769-2981
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Jan 20, 2022Warranty Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2022 · Amount on Record
Deed SaleSep 14, 2022 · Amount on Record
Prior SaleJan 20, 2022 · Amount on Record
Deed Doc Number2022139629
Deed Book / Page6285 / 2051
Record RefreshedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 14, 2022
Property Address531 DELAWARE AVE, SAINT CLOUD, FL 34769-2981
Document Number0062852051
Book / Page6285 / 2051
Map ReferenceMB B PG 33&34
Instrument DateSep 13, 2022
Instrument2022139629
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address212 6TH ST, 212, SAINT CLOUD, FL 34769-2905

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address531 DELAWARE AVE, SAINT CLOUD, FL 34769-2981

Mortgage

Document Number0062852053
DateSep 14, 2022
Instrument6285/2053
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 20, 2022
Property Address531 DELAWARE AVE, SAINT CLOUD, FL 34769-2981
Document Number0061322343
Book / Page6132 / 2343
Map ReferenceMB B PG 33
Instrument DateDec 16, 2021
Instrument2022010419
Transaction TypeTransfer
Record UpdatedFeb 02, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,298.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressWELLOW BROOK FARM, LITTELTON XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 6TH ST, SAINT CLOUD, FL 34769-2905

Mortgage

Document Number0061322344
DateJan 20, 2022
Instrument6132/2344
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,996.00 (+6.19%) Homeowner's exemption$266,133 (+5.99%)$278,600 (+10.95%) Land $55,000 Building $223,600
2023$3,763.00 (+22.33%) Homeowner's exemption$251,100 (+47.27%) Land $50,000 Building $201,100$251,100 (+47.27%) Land $50,000 Building $201,100
2022$3,076.00$170,500 Land $45,000 Building $125,500$170,500 Land $45,000 Building $125,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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