Union County property record for 604 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,755 sqft Living Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2025) |
| Tax Bill | $2,540.00 (2025) |
| Primary APN | 06-006-080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,755 sqft Living Area |
| Gross Area | 3,255 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,761 sqft (0.27 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 500 sqft Garage |
| Porch Area | 133 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 604 CIRCLE TRACE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7675 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #18 POTTERS TRACE PH1 OPCG052 |
| Legal Subdivision | POTTERS TRACE |
| Legal Lot Number | 18 |
| Jurisdiction | UNION NC |
| Minor Civil Division | SANDY RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 20308 |
Source: Union County records · APN 06-006-080
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PALMETTO BANK |
| Nov 12, 2025 | Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| May 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) BEACON CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on Record |
| Deed Sale | Nov 12, 2025 · Amount on Record |
| Prior Sale | Mar 20, 2008 · Amount on Record |
| Deed Doc Number | 202529874 |
| Deed Book / Page | 9243 / 110 |
| Prior Transfer Date | Jan 25, 2023 |
| Prior Transfer Doc | 0000004989 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 604 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008305608 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 8305/608 |
| Instrument | 53040 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 12, 2025 |
| Property Address | 604 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Document Number | 0000924311 |
| Book / Page | 9243 / 11 |
| Map Reference | CAB G FILE 52 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 29874 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2121 TALL GRASS CIR, MOUNT PLEASANT, SC 29466-8125 |
| Name | Verified Name |
|---|---|
| Address | 604 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Document Number | 0000029875 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 29875 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 604 CIRCLE TRACE RD, MONROE, NC 28110-7675 |
| Document Number | 73636 |
| Instrument Date | May 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2121 TALL GRASS CIR MOUNT PLEASANT SC 294668125, MOUNT PLEASANT, SC 29466-8125 |
| Document Number | 73636 |
|---|---|
| Date | May 03, 2019 |
| Book Page | 007363/000006 |
| Instrument | 11789 |
| Name | BEACON CMNTY BK |
|---|---|
| Address | CHARLESTON, SC 29403 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,540.00 (+32.98%) | $521,500 (+75.89%) Land $102,000 Building $419,500 | $521,500 (+75.89%) Land $102,000 Building $419,500 |
| 2024 | $1,910.00 (+0.95%) | $296,500 (-) Land $56,600 Building $239,900 | |
| 2023 | $1,892.00 | $296,500 Land $56,600 Building $239,900 | $296,500 (-) Land $56,600 Building $239,900 |
| 2021 | $296,500 Land $56,600 Building $239,900 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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