Union County property record for 522 Circle Trace Rd, Monroe, NC 28110 · Last verified August 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,014 sqft Living Area |
| Lot Size | 14,680 sqft (0.337 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $50,000 (2024) |
| Tax Bill | $2,788.00 (2025) |
| Primary APN | 06-006-077 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 3,014 sqft Living Area |
| Gross Area | 3,554 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,680 sqft (0.337 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 540 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 522 CIRCLE TRACE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7674 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #15 POTTERS TRACE PH1 OPCG052 |
| Legal Subdivision | POTTERS TRACE |
| Legal Lot Number | 15 |
| Jurisdiction | UNION NC |
| Minor Civil Division | SANDY RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 20308 |
Source: Union County records · APN 06-006-077
Assessment roll updated March 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2024 | Intrafamily Transfer, Transfer |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 20, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on Record |
| Deed Sale | Feb 28, 2024 · Amount on Record |
| Prior Sale | Jul 20, 2017 · Amount on Record |
| Deed Doc Number | 20244260 |
| Deed Book / Page | 8860 / 272 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 0008860272 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 28, 2024 |
| Property Address | 522 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Document Number | 0008860272 |
| Book / Page | 8860 / 272 |
| Instrument Date | May 14, 2021 |
| Instrument | 4260 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 HOLLY SHELTER RD, JACKSONVILLE, NC 28540-9444 |
| Name | Verified Name |
|---|---|
| Address | 522 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 522 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7780806 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 7780/806 |
| Instrument | 32419 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 20, 2017 |
| Property Address | 522 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Document Number | 0006976528 |
| Book / Page | 6976 / 528 |
| Map Reference | MB G PG 52 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 0020639 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 522 CIRCLE TRACE RD, MONROE, NC 28110-7674 |
| Document Number | 0000020640 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 0020640 |
| Name | WHITLEY MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,788.00 (+32.76%) | $572,400 (+73.98%) Land $102,000 Building $470,400 | $572,400 (+73.98%) Land $102,000 Building $470,400 |
| 2023 | $2,100.00 | $329,000 Land $56,600 Building $272,400 | $329,000 Land $56,600 Building $272,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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