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604 Chesapeake Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 604 Chesapeake Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,771 sqft · built 1995
Lot Size0.53 acres (23,072 sqft)
OwnerTrust Name on Record
Last Sale$470,000 (Feb 2020)
Tax Bill$14,958 (2025)
Deeds & MortgagesFeb 2020 Sale
Flood ZoneZone X (minimal risk)
APN09-16-402-002

Property Details

APN / Parcel Number

Primary APN09-16-402-002

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,771 sqft Living Area
Basement Area1,086 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,072 sqft (0.53 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
Pool Area558 sqft
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address604 CHESAPEAKE RD
CitySAINT CHARLES
StateIL
Zip60175-5634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 047-REDGATE
Legal SubdivisionRED GATE
Legal Block4
Legal Lot Number101
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4001
Census Tract852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address604 CHESAPEAKE RD, SAINT CHARLES, IL 60175-5634
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleJun 3, 1999 · Amount on Record
Deed Document Number202010316
Prior Transfer DateDec 13, 2012
Prior Transfer Doc0000000169
Record UpdatedOct 29, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateFeb 27, 2020
Property Address604 CHESAPEAKE RD, ST CHARLES, IL 60175-5634
Document Number0000010316
Instrument DateFeb 15, 2020
Instrument10316
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$705.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3N126 FAIR OAKS RD WEST CHICAGO IL 601851483, WEST CHICAGO, IL 60185-1483

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,958.00 (+12.45%) Homeowner's exemption$221,811 (+8.53%) Land $44,458 Building $177,353$665,699 (+8.53%) Land $133,427 Building $532,272
2024$204,378 (+19.25%) Land $40,964 Building $163,414$613,379 (+19.3%) Land $122,941 Building $490,438
2022$13,302.00 (+4.03%) Homeowner's exemption$171,379 (+5.8%) Land $38,552 Building $132,827$514,137 (+5.8%) Land $115,656 Building $398,481
2021$12,787.00 Homeowner's exemption$161,991 Land $36,748 Building $125,243$485,973 Land $110,244 Building $375,729

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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