1. Home
  2. Illinois
  3. Kane County
  4. Saint Charles
  5. Chesapeake Rd

3602 Chesapeake Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 3602 Chesapeake Rd, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,115 sqft · built 1997
Lot Size0.584 acres (25,443 sqft)
OwnerIndividual Name on File
Last Sale$700,000 (Nov 2024)
Tax Bill$15,854 (2025)
Deeds & MortgagesMar 2024 Transfer
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-16-402-015

Property Details

APN / Parcel Number

Primary APN09-16-402-015

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,115 sqft Living Area
Basement Area1,254 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area25,443 sqft (0.584 acres)
Garage TypeAttached
Garage Area769 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address3602 CHESAPEAKE RD
CitySAINT CHARLES
StateIL
Zip60175-5645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRED GATE UNIT # 7 LOT # 130
Legal SubdivisionRED GATE
Legal Block4
Legal Lot Number130
Legal Unit7
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4001
Census Tract852103

Owner

3602 Chesapeake Rd is owned by an individual who bought it in November 2024.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address111 N 4TH AVE, SAINT CHARLES, IL 60174-2017
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Quit Claim Deed, Transfer
Quitclaim
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2024 · Amount on File
Deed SaleNov 12, 2024 · Amount on File
Prior SaleSep 23, 2003 · Amount on File
Deed Document Number202441589
Prior Transfer DateFeb 22, 2024
Prior Transfer Doc0000041588
Record UpdatedSep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 1, 2024
Property Address3602 CHESAPEAKE RD, ST CHARLES, IL 60175-5645
Document Number0000006710
Instrument DateFeb 22, 2024
Instrument2024K006710
Transaction TypeTransfer
Record UpdatedMar 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3602 CHESAPEAKE RD, SAINT CHARLES, IL 60175-5645

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3602 CHESAPEAKE RD, ST CHARLES, IL 60175-5645
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039249
DateJul 20, 2020
Instrument2020K039249
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 3602 Chesapeake Rd was $15,854.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,854.00$232,781 (+20.13%) Land $44,458 Building $188,323$698,622 (+20.13%) Land $133,427 Building $565,195
2024$193,773 Land $40,964 Building $152,809$581,552 Land $122,941 Building $458,610
2022$12,577.00 (+4.04%) Homeowner's exemption$161,005 (+4.91%) Land $38,552 Building $122,453$483,015 (+4.91%) Land $115,656 Building $367,359
2021$12,089.00 Homeowner's exemption$153,470 Land $36,748 Building $116,722$460,410 Land $110,244 Building $350,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3602 Chesapeake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 Chesapeake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chesapeake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures