Montgomery County property record for 604 Biscoe Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,251 sqft · built 1962 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | Company Name on File |
| Last Sale | $151,169 (Jul 2026) |
| Tax Bill | $1,069 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Oct 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7548 00 17 5561 |
| Primary APN | 7548 00 17 5561 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,251 sqft Finished Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Cooling System | Central |
|---|
| Account Number | 1484921 |
|---|---|
| Street Address | 604 BISCOE RD |
| City | TROY |
| State | NC |
| Zip | 27371-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | W.A. KELLY W. A. KELLY |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 960202 |
Source: Montgomery County records · APN 7548 00 17 5561
Assessment roll updated September 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 25279, RALEIGH, NC 27611-5279 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 06, 2026 | Trustee's Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 08, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 23, 2020 | Intrafamily Transfer, Transfer |
| Aug 13, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2026 · Amount on Record |
| Deed Sale | Jul 06, 2026 · Amount on Record |
| Prior Sale | Oct 08, 2021 · Amount on Record |
| Deed Document Number | 2026391376 |
| Deed Book / Page | 987 / 754 |
| Prior Transfer Date | Aug 11, 2020 |
| Prior Transfer Doc | 860/406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Jul 06, 2026 |
| Property Address | 604 BISCOE RD, TROY, NC 27371-9330 |
| Document Number | 0000391376 |
| Book / Page | 987 / 754 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026391376 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $30,536.34 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Oct 08, 2021 |
| Property Address | 604 BISCOE RD, TROY, NC 27371-9330 |
| Document Number | 885/213 |
| Book / Page | 885 / 213 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 370623 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 POOLE RD, 144, TROY, NC 27371-9300 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 BISCOE RD, TROY, NC 27371-9330 |
| Document Number | 370624 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 370624 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Nov 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Nov 23, 2020 |
| Property Address | 604 BISCOE RD, TROY, NC 27371-9330 |
| Document Number | 860/406 |
| Book / Page | 860 / 406 |
| Map Reference | MB 8 PG 67 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 365657 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4804 ABEREROFT PLACE, FUQUAY VARINA, NC 27526-8657 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Recording Date | Aug 13, 2020 |
| Property Address | 604 BISCOE RD, TROY, NC 27371-9330 |
| Document Number | 853/271 |
| Book / Page | 853 / 271 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 364218 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 144 POOLE RD, TROY, NC 27371-9300 |
Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,069.00 | $173,859 (-) Land $20,925 Building $152,934 | $173,859 (-) Land $20,925 Building $152,934 |
| 2023 | $173,859 Land $20,925 Building $152,934 | $173,859 Land $20,925 Building $152,934 |
Source: FEMA National Flood Hazard Layer as of November 22, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 20 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TROY serves 3,591 people |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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