Montgomery County property record for 569 Biscoe Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 1,914 sqft · built 1954 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Oct 2013) |
| Tax Bill | $571 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7548 00 18 0090 |
| Primary APN | 7548 00 18 0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,914 sqft Finished Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick Veneer |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 57138 |
|---|---|
| Street Address | 569 BISCOE RD |
| City | TROY |
| State | NC |
| Zip | 27371-9308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SMITHERMAN HOME SMITHERMAN HOME |
| Legal Subdivision | ESTATE OF WALTER H BOWERS |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 960201 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 569 BISCOE RD, TROY, NC 27371-9308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2013 · Amount on Record |
| Deed Sale | Oct 23, 2013 · Amount on Record |
| Deed Document Number | 2013335862 |
| Deed Book / Page | 726 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 569 BISCOE RD, TROY, NC 27371-9308 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 871/126 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 871/126 |
| Instrument | 367777 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Municipality | Troy Town |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,941 (-) Land $22,015 Building $115,926 | $137,941 (-) Land $22,015 Building $115,926 | |
| 2025 | $571.00 Veteran's exemption | $137,941 (-) Land $22,015 Building $115,926 | $137,941 (-) Land $22,015 Building $115,926 |
| 2023 | $137,941 Land $22,015 Building $115,926 | $137,941 Land $22,015 Building $115,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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