604 Arbor Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 604 Arbor Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,163 sqft · built 1927
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 58.11-5-27`

Property Details

APN / Parcel Number

Primary APN	`422800 58.11-5-27`
Alternative APN	`280005801100050270000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,163 sqft Living Area
1st Floor Area	943 sqft
Upper Floors Area	220 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 ARBOR AVE
City	SCHENECTADY
State	NY
Zip	12306-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G2 HOMELANDS-620,621 6.-428-13.A
Legal Subdivision	HOMELANDS
Legal Block	5
Legal Lot Number	27.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2007
Census Tract	33004

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 58.11-5-27

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 ARBOR AVE, SCHENECTADY, NY 12306-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 14, 2013
Transfer Doc	0000022833
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 29, 2021
Property Address	604 ARBOR AVE, SCHENECTADY, NY 12306-2702
Document Number	0000030747
Book / Page	2061 / 695
Instrument Date	Jun 25, 2021
Instrument	202130747
Transaction Type	Transfer
Record Updated	Jul 09, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 ARBOR AVE, 604, SCHENECTADY, NY 12306-2702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1116 FOXWOOD DR, CLIFTON PARK, NY 12065-6951

Mortgage

Document Number	0000030748
Date	Jun 29, 2021
Instrument	202130748

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,314.00	$145,000 (-) Land $8,400 Building $136,600	$223,100 (+16.93%) Land $12,924 Building $210,176
2023		$145,000 Land $8,400 Building $136,600	$190,800 Land $11,053 Building $179,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 501 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROTTERDAM WD #5 serves 28,000 people
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.