Schenectady County and Rotterdam Town property record for 511 Arbor Ave, #513, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,310 sqft · built 1993 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $238,000 (Nov 2018) |
| Tax Bill | $8,777 (2026) |
| Deeds & Mortgages | Jan 2020 Loan Modification Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 58.11-7-33 |
| Primary APN | 422800 58.11-7-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Total Area |
| 1st Floor Area | 1,208 sqft |
| 2nd Floor Area | 1,102 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 125 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 511 ARBOR AVE, 513 |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2701 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B-2 |
| Legal Description | DPLX,PT-2,G,2STY HOMELNDS REV - 652,653 6.-429-15.A |
| Legal Block | 7 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 33004 |
511 Arbor Ave, #513 is owned by two individuals who bought it in November 2018.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18740 HUNTERS MEADOW WALK, LAND O LAKES, FL 34638-0131 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2020 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 201851349 |
| Deed Book / Page | 2000 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 511-513 ARBOR AVE, SCHENECTADY, NY 12306 |
| Document Number | 0000002292 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 511-513 ARBOR AVE SCHENECTADY NY 123062701, SCHENECTADY, NY 12306-2701 |
| Document Number | 0000002292 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 004967/000180 |
| Instrument | 2292 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 511-513 ARBOR AVE, SCHENECTADY, NY 12306 |
| Document Number | 0000051349 |
| Book / Page | 002000 / 000407 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 51349 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $952.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1012 FAIRLANE RD ROTTERDAM NY 123064210, ROTTERDAM, NY 12306-4210 |
| Document Number | 51350 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 004879/000520 |
| Instrument | 51350 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2048 |
The 2026 property tax bill for 511 Arbor Ave, #513 was $8,777, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,777.00 (+1.92%) | ||
| 2025 | $8,612.00 | $235,000 Land $8,400 Building $226,600 | $361,500 Land $12,922 Building $348,578 |
| 2023 | $235,000 Land $8,400 Building $226,600 | $309,200 Land $11,052 Building $298,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 511 Arbor Ave, #513 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 511 Arbor Ave, #513 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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