604 5th St, Lowden, IA 52255 Property Records

Cedar County property record for 604 5th St, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,123 sqft · built 1961
Lot Size	0.235 acres (10,237 sqft)
Owner	Individual Name on Record
Last Sale	$62,000 (Jun 2011)
Tax Bill	$1,722 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042004353770120`

Property Details

APN / Parcel Number

Primary APN	`042004353770120`
Alternative APN	`42004200435377012000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
Basement Area	980 sqft
Finished Basement	600 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,237 sqft (0.235 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	27 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 5TH ST
City	LOWDEN
State	IA
Zip	52255-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAHNS ADD W 1/2 L2 & EXC W 13' L3 BLK 1
Legal Subdivision	WILLIAM F HAHNS ADDITION TO LOWDEN
Legal Block	1
Legal Lot Number	2
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3008
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 5TH ST, LOWDEN, IA 52255-9400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2011 · Amount on Record
Deed Sale	Jun 30, 2011 · Amount on Record
Deed Document Number	20112173
Deed Book / Page	1059 / 92
Record Updated	Oct 29, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Aug 25, 2017
Property Address	604 5TH ST, LOWDEN, IA 52255-9400
Document Number	001379/092
Book / Page	1379 / 092
Instrument Date	Aug 21, 2017
Instrument	2017 2708
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 5TH ST, LOWDEN, IA 52255-9400

Mortgage

Document Number	001379/095
Date	Aug 25, 2017
Book Page	1379/095
Instrument	2017 2709

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	MONTICELLO, IA 52310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,722.00 Homeowner's exemption	$126,120 (-) Land $14,980 Building $111,140	$126,120 (-) Land $14,980 Building $111,140
2025	$1,722.00 (+0.94%) Homeowner's exemption	$126,120 (+14.29%) Land $14,980 Building $111,140	$126,120 (+14.29%) Land $14,980 Building $111,140
2024	$1,706.00 (+21.34%)
2023		$110,350 (+26.24%) Land $14,980 Building $95,370	$110,350 (+26.24%) Land $14,980 Building $95,370
2022	$1,406.00 Homeowner's exemption	$87,410 Land $11,650 Building $75,760
2021			$87,410 Land $11,650 Building $75,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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