204 5th St, Lowden, IA 52255 Property Records

Cedar County property record for 204 5th St, Lowden, IA 52255

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,392 sqft · built 1953
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$69,375 (Apr 2018)
Tax Bill	$1,364 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042004354630130`

Property Details

APN / Parcel Number

Primary APN	`042004354630130`
Alternative APN	`42004200435463013000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	409 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 5TH ST
City	LOWDEN
State	IA
Zip	52255-9402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALLS ADD L4 BLK 2
Legal Subdivision	HALLS ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3004
Census Tract	450100

Owner

204 5th St is owned and occupied by an individual who bought it in April 2018.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	204 5TH ST, LOWDEN, IA 52255-9402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 3, 2018	Deed of Trust, Mortgage AMERICAN BANK
Apr 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Deed Document Number	2018975
Deed Book / Page	1409 / 52
Prior Transfer Date	Sep 7, 2005
Prior Transfer Doc	000750/170
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	204 5TH ST, LOWDEN, IA 52255-9402
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 5TH ST, LOWDEN, IA 52255-9402

Mortgage

Document Number	001725/139
Date	Mar 12, 2024
Book Page	1725/139
Instrument	2024 641

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	204 5TH ST, LOWDEN, IA 52255-9402
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001409/0000000056
Date	Apr 3, 2018
Book Page	0000001409/0000000056
Instrument	000000000976

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 3, 2018
Property Address	204 5TH ST, LOWDEN, IA 52255-9402
Document Number	001409/052
Book / Page	1409 / 052
Instrument Date	Mar 25, 2018
Instrument	000000000975
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 5TH ST, LOWDEN, IA 52255-9402

Tax Assessment & Valuation

The 2026 property tax bill for 204 5th St was $1,364 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,364.00 Homeowner's exemption	$102,230 (-) Land $10,560 Building $91,670	$102,230 (-) Land $10,560 Building $91,670
2025	$1,364.00 (+3.02%) Homeowner's exemption	$102,230 Land $10,560 Building $91,670	$102,230 Land $10,560 Building $91,670
2024	$1,324.00
2023		$86,620 (+22.38%) Land $10,560 Building $76,060	$86,620 Land $10,560 Building $76,060
2022	$1,268.00	$70,780 Land $8,210 Building $62,570
2021			$70,780 Land $8,210 Building $62,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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