604 3rd St, Hawley, MN 56549 Property Records

Clay County property record for 604 3rd St, Hawley, MN 56549

Property Summary

Property Type	Single Family Home
Details	built 1945
Lot Size	0.26 acres (11,257 sqft)
Owner	2 Individual Names on File
Last Sale	$123,903 (May 2014)
Tax Bill	$2,506 (2026)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56.650.1120`

Property Details

APN / Parcel Number

Primary APN	`56.650.1120`

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	11,257 sqft (0.26 acres)

Location & Zoning

Street Address	604 3RD ST
City	HAWLEY
State	MN
Zip	56549-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME ORIGINAL TOWNSITE HAWLEY LOT 015 BLOCK 015 SUBDIVISIONCD 56650 LOTS 15-17 BLK 15
Legal Range	45
Legal Township	139
Legal Section	01
Legal Subdivision	ORIGINAL TOWNSITE HAWLEY
Legal Block	15
Legal Lot Number	15
Jurisdiction	CLAY MN
Township / Civil Division	HAWLEY
Census Block Group	1
Census Block	1037
Census Tract	30201

Owner

Source: Clay County records · APN 56.650.1120

Assessment roll updated August 12, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1076, HAWLEY, MN 56549-1076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2014 · Amount on Record
Deed Sale	May 30, 2014 · Amount on Record
Prior Sale	Jun 07, 2006 · Amount on Record
Deed Document Number	2014734048
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Recording Date	May 18, 2026
Property Address	604 3RD ST, HAWLEY, MN 56549-4812
Document Number	0000864595
Instrument Date	Apr 17, 2026
Instrument	2026864595
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	604 3RD ST, HAWLEY, MN 56549-4812

Mortgage

Document Number	0000864595,
Date	May 18, 2026
Instrument	2026864595

Lender

Name	GATE CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Hawley City
Unified School District	Hawley Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,506.00 (-2.41%)
2025		$178,800 (+4.93%) Land $19,500 Building $159,300	$178,800 (+4.93%) Land $19,500 Building $159,300
2023	$2,568.00 Homeowner's exemption	$170,400 Land $19,500 Building $150,900	$170,400 Land $19,500 Building $150,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Jun 2010

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Arvig Enterprises Fiber · Cable	1,000 / 500
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 196 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Hawley serves 2,267 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.