512 3rd St, Hawley, MN 56549 Property Records

Clay County property record for 512 3rd St, Hawley, MN 56549

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1956
Lot Size0.26 acres (11,251 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jan 2017)
Tax Bill$2,746 (2026)
Deeds & MortgagesAug 2021 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN56.650.1310

Property Details

APN / Parcel Number

Primary APN56.650.1310

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area11,251 sqft (0.26 acres)

Location & Zoning

Street Address512 3RD ST
CityHAWLEY
StateMN
Zip56549-4809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME ORIGINAL TOWNSITE HAWLEY SUBDIVISIONCD 56650 LOTS 18 TO 20 18 HAWLEY CITY
Legal Range45
Legal Township139
Legal Section01
Legal SubdivisionORIGINAL TOWNSITE HAWLEY
Legal Block18
Legal Lot Number18
JurisdictionCLAY MN
Township / Civil DivisionHAWLEY
Census Block Group1
Census Block1020
Census Tract30201

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 7, ULEN, MN 56585-0007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Jul 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jan 27, 2017Warranty Deed, Transfer · Conventional Mortgage
WESTERN STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2017 · Amount on Record
Deed SaleJan 27, 2017 · Amount on Record
Prior SaleJan 24, 2011 · Amount on Record
Deed Document Number2017765526
Prior Transfer DateNov 9, 2005
Prior Transfer Doc0000620804
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address512 3RD ST, HAWLEY, MN 56549-4809
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000819145
DateAug 5, 2021
Instrument819145
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 15, 2031
Interest
Rate TypeFixed Rate

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address512 3RD ST, HAWLEY, MN 56549-4809
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyFM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000818696
DateJul 23, 2021
Instrument818696
Lender
NameCALIBER HOME LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateJan 27, 2017
Property Address512 3RD ST, HAWLEY, MN 56549-4809
Document Number0000765526
Instrument DateJan 26, 2017
Instrument765526
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFM TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$511.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7, ULEN, MN 56585-0007

Mortgage

Document Number0000765527
DateJan 27, 2017
Instrument765527
Lender
NameWESTERN STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityHawley City
Unified School DistrictHawley Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,746.00 (-0.94%) Homeowner's exemption$201,300 (+3.44%) Land $19,500 Building $181,800$201,300 (+3.44%) Land $19,500 Building $181,800
2025$194,600 (+6.16%) Land $19,500 Building $175,100$194,600 (+6.16%) Land $19,500 Building $175,100
2023$2,772.00 Homeowner's exemption$183,300 Land $19,500 Building $163,800$183,300 Land $19,500 Building $163,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimJun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHawley
serves 2,267 people · EPA ID MN1140006
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Arvig
Fiber · Cable
1,000 / 500
Verizon
Fixed Wireless
300 / 20

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