6038 S Point Rd, Berlin, MD 21811 Property Records

Worcester County property record for 6038 S Point Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,093 sqft · built 1975
Lot Size	4.39 acres (191,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Nov 2018)
Tax Bill	$9,922 (2025)
Deeds & Mortgages	Dec 2023 Sale Mar 2023 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`10-021537`

Property Details

APN / Parcel Number

Primary APN	`10-021537`
Alternative APN	`021537`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,093 sqft Total Area
Basement Area	24 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	191,228 sqft (4.39 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	1,989 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Deck Area	947 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	021537
Street Address	6038 S POINT RD
City	BERLIN
State	MD
Zip	21811-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	4.39 ACS E SIDE STEPHEN DECATUR RD SW OF OCEAN CITY
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3005
Census Tract	951700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6038 S POINT RD, BERLIN, MD 21811-2629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed, Transfer
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 3, 2022	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Nov 16, 2018	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Jun 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 8, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Sep 8, 2017 · Amount on Record
Deed Book / Page	7322 / 497
Last Transfer Date	Nov 17, 2023
Transfer Doc	0086870448
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 27, 2023
Property Address	6038 S POINT RD, BERLIN, MD 21811-2629
Document Number	0086870448
Book / Page	8687 / 448
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6038 SOUTH POINT RD, BERLIN, MD 21811-2629

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6038 S POINT RD, BERLIN, MD 21811-2629
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085410143
Date	Mar 9, 2023
Book Page	8541/143

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6038 S POINT RD, BERLIN, MD 21811-2629
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	VANQUISH LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083240450
Date	Mar 3, 2022
Book Page	8324/450

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	6038 S POINT RD, BERLIN, MD 21811-2629
Document Number	0075460159
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6038 S POINT RD BERLIN MD 218112629, BERLIN, MD 21811-2629

Mortgage

Document Number	0075460159
Date	Dec 3, 2019
Book Page	007546/000159

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 16, 2018
Property Address	6038 S POINT RD, BERLIN, MD 21811-2629
Document Number	0073220497
Book / Page	7322 / 497
Instrument Date	Nov 9, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REAL ESTATE TITLE & ESCROW I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6038 S POINT RD, BERLIN, MD 21811-2629

Mortgage

Document Number	0007322505
Date	Nov 16, 2018
Instrument	7322/505

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 29, 2018
Property Address	6038 S POINT RD, BERLIN, MD 21811-2629
Document Number	0072430487
Book / Page	007243 / 000487
Instrument Date	Jun 28, 2018
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9 BAY ST BERLIN MD 218111201, BERLIN, MD 21811-1201

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 8, 2017
Property Address	6038 S POINT RD, BERLIN, MD 21811-2629
Document Number	0070710409
Book / Page	007071 / 000409
Instrument Date	Sep 6, 2017
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9 BAY ST BERLIN MD 218111201, BERLIN, MD 21811-1201

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,085,767 (+1.61%)	$1,120,100 (+4.82%) Land $546,900 Building $573,200
2025	$9,922.00 (+7.35%)	$1,068,600 (+10.63%) Land $541,900 Building $526,700	$1,068,600 (-) Land $541,900 Building $526,700
2023	$9,243.00	$965,933	$1,068,600 Land $541,900 Building $526,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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