Burke County property record for 6038 NC 181, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,272 sqft · built 1960 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,500 (Apr 2022) |
| Tax Bill | $2,102 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1777669315 |
| Primary APN | 1777669315 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,272 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 146 sqft |
| Unfinished Basement | 146 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Material | Asphalt |
| Lot Area | 140,699 sqft (3.23 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 518 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6038 NC 181 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-7573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 6038 NC 181 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20204 |
Source: Burke County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6038 NC 181, MORGANTON, NC 28655-7573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Deed Document Number | 202221020401 |
| Deed Book / Page | 2619 / 131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Apr 25, 2022 |
| Property Address | 6038 NC 181, MORGANTON, NC 28655-7573 |
| Document Number | 0026190131 |
| Book / Page | 2619 / 131 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022020401 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6038 NC 181, MORGANTON, NC 28655-7573 |
| Document Number | 2022020402 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022020402 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Burke County assessment roll, as of September 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,102.00 (-0.52%) | $316,538 (-) Land $29,967 Building $286,571 | $316,538 (-) Land $29,967 Building $286,571 |
| 2023 | $2,113.00 | $316,538 Land $29,967 Building $286,571 | $316,538 Land $29,967 Building $286,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures