5972 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 5972 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,160 sqft · built 1992
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Trust Names on Record
Last Sale	$373,000 (Feb 2018)
Tax Bill	$2,841 (2026)
Deeds & Mortgages	Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`1777764103`

Property Details

APN / Parcel Number

Primary APN	`1777764103`
Alternative APN	`46080`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,160 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Flooring	Tile

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Pool House	200 sqft
Porch	Patio
Porch Area	400 sqft
Deck Area	324 sqft
Patio Area	927 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5972 NC 181
City	MORGANTON
State	NC
Zip	28655-7572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	5972 NC 181 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	2
Census Block	2000
Census Tract	20204

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5972 NC 181, MORGANTON, NC 28655-7572
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2018 · Amount on Record
Deed Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	20182017012728
Deed Book / Page	2332 / 500
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 7, 2018
Property Address	5972 NC 181, MORGANTON, NC 28655-7572
Document Number	0023320500
Book / Page	002332 / 000500
Instrument Date	Jan 25, 2018
Instrument	12728
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$746.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5972 HWY 181 MORGANTON NC 28655, MORGANTON, NC 28655

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,841.00 (+0.18%)	$432,144 (-) Land $24,264 Building $407,880	$432,144 (-) Land $24,264 Building $407,880
2025	$2,836.00 (-0.6%)	$432,144 (-) Land $24,264 Building $407,880	$432,144 (-) Land $24,264 Building $407,880
2023	$2,853.00	$432,144 Land $24,264 Building $407,880	$432,144 Land $24,264 Building $407,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20