603 Sinclair St, Fairdale, KY 40118 Property Records

Louisville/Jefferson County Metro Government property record for 603 Sinclair St, Fairdale, KY 40118

Property Summary

Property Type	Single Family Home
Details	1 ba · 925 sqft · built 1965
Lot Size	0.194 acres (8,468 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Aug 2024)
Tax Bill	$2,082 (2025)
Deeds & Mortgages	Aug 2024 Sale & Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24133902920000`

Property Details

APN / Parcel Number

Primary APN	`24133902920000`
Alternative APNs	`133902920000` `00246558`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1965
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,468 sqft (0.194 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00246558
Street Address	603 SINCLAIR ST
City	FAIRDALE
State	KY
Zip	40118-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 292 GLENGARRY SUBDIVISION, SEC 5, PB 22, PG 4, 0.1944 AC +/-
Legal Subdivision	GLENGARRY
Legal Lot Number	292
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	2
Census Block	2009
Census Tract	12004

Owner

603 Sinclair St is owned and occupied by an individual who bought it in August 2024.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	603 SINCLAIR ST, FAIRDALE, KY 40118-9633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2024	Deed, Transfer · Conventional Mortgage PARK COMMUNITY CU
Dec 8, 2021	Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Feb 23, 2017	Warranty Deed, Transfer AGENCY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Dec 8, 2021 · Amount on File
Deed Document Number	13001386
Deed Book / Page	12891 / 862
Record Updated	Sep 20, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 19, 2024
Property Address	603 SINCLAIR ST, FAIRDALE, KY 40118-9633
Document Number	0000132253
Book / Page	D 12891 / 862
Map Reference	MB 22 PG 4
Instrument Date	Aug 5, 2024
Instrument	2024132253
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 DUNLEVY RD, CHARLESTOWN, IN 47111-1559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SINCLAIR ST, FAIRDALE, KY 40118-9633

Mortgage

Document Number	0000132254
Date	Aug 19, 2024
Instrument	2024132254

Lender

Name	PARK COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Change Frequency	5 Years
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	5-Year TN
Margin	3
Max Rate	13.1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 8, 2021
Property Address	603 SINCLAIR ST, FAIRDALE, KY 40118-9633
Document Number	0000307516
Book / Page	D 12216 / 848
Map Reference	MB 22 PG 4
Instrument Date	Dec 3, 2021
Instrument	2021307516
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 ELK RIVER DR, LOUISVILLE, KY 40214-5741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 SINCLAIR ST, FAIRDALE, KY 40118-9633

Mortgage

Document Number	0000307517
Date	Dec 8, 2021
Instrument	2021307517

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 23, 2017
Property Address	603 SINCLAIR ST, FAIRDALE, KY 40118-9633
Document Number	0108280582
Book / Page	010828 / 000582
Instrument Date	Feb 16, 2017
Instrument	41785
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	AGENCY TITLE

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 ELK RIVER DR LOUISVILLE KY 402145741, LOUISVILLE, KY 40214-5741

Tax Assessment & Valuation

The 2025 property tax bill for 603 Sinclair St was $2,082.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,082.00	$200,000 Land $13,000 Building $187,000
2024			$200,000 (+21.21%) Land $13,000 Building $187,000
2023	$1,811.00 (-0.39%)	$165,000 (-) Land $13,000 Building $152,000	$165,000 (-) Land $13,000 Building $152,000
2022	$1,818.00	$165,000 Land $13,000 Building $152,000	$165,000 Land $13,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Sinclair St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	11 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Sinclair St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BluegrassNet Fixed Wireless	100 / 100

May also be available: T-Mobile.

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