602 Sinclair St, Fairdale, KY 40118 Property Records

Louisville/Jefferson County Metro Government property record for 602 Sinclair St, Fairdale, KY 40118

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,289 sqft · built 1966
Lot Size	0.171 acres (7,466 sqft)
Owner	Company Name on File
Last Sale	$119,900 (Aug 2022)
Tax Bill	$1,853 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24133902950000`

Property Details

APN / Parcel Number

Primary APN	`24133902950000`
Alternative APNs	`133902950000` `00247060`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,289 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,466 sqft (0.171 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00247060
Street Address	602 SINCLAIR ST
City	FAIRDALE
State	KY
Zip	40118-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 295 GLENGARRY SUB SEC 5 PB 22 PG 4
Legal Subdivision	GLENGARRY
Legal Lot Number	295
Jurisdiction	JEFFERSON KY
Township / Civil Division	POND CREEK
Census Block Group	2
Census Block	2008
Census Tract	12004

Owner

602 Sinclair St is owned by a company that bought it in August 2022.

Source: Louisville/Jefferson County Metro Government records, as of March 20, 2026

Owner of Record	Company Name on File
Mailing Address	7000 NEW BERN CT, PROSPECT, KY 40059-9668
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Line of Credit RIVER CITY BANK INC
Aug 24, 2022	Deed, Transfer · Line of Credit RIVER CITY BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Mar 26, 2007 · Amount on File
Deed Document Number	2022196656
Deed Book / Page	12439 / 17
Prior Transfer Date	Jun 17, 2008
Prior Transfer Doc	0092500520
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	602 SINCLAIR ST, FAIRDALE, KY 40118-9633
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7000 NEW BERN CT, PROSPECT, KY 40059-9668

Mortgage

Document Number	0000138671
Date	Nov 4, 2025
Book Page	M 19531/581
Instrument	2025138671

Lender

Name	RIVER CITY BANK INC
Type	Bank
Address	LOUISVILLE, KY 40201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	5 Months
Due	Apr 21, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 24, 2022
Property Address	602 SINCLAIR ST, FAIRDALE, KY 40118-9633
Document Number	0000196656
Book / Page	D 12439 / 17
Map Reference	MB 22 PG 4
Instrument Date	Aug 24, 2022
Instrument	2022196656
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 SINCLAIR ST, FAIRDALE, KY 40118-9633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8613 SANCTUARY LN, LOUISVILLE, KY 40291-4447

Mortgage

Document Number	0000196657
Date	Aug 24, 2022
Instrument	2022196657

Lender

Name	RIVER CITY BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 602 Sinclair St was $1,853.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,853.00	$178,040 Land $20,000 Building $158,040
2024			$178,040 (+48.49%) Land $20,000 Building $158,040
2023	$1,316.00 (+3.87%)	$119,900 (+4.25%) Land $13,000 Building $106,900	$119,900 (+4.25%) Land $13,000 Building $106,900
2022	$1,267.00	$115,010 Land $13,000 Building $102,010	$115,010 Land $13,000 Building $102,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 602 Sinclair St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	11 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 602 Sinclair St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BluegrassNet Fixed Wireless	100 / 100

May also be available: T-Mobile.

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