Scott County property record for 603 S Main St, Chaffee, MO 63740
| Property Type | Single Family Home |
|---|---|
| Details | 1,238 sqft · built 1945 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $547 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-4.0-18.00-004-006-002.00 |
| Primary APN | 04-4.0-18.00-004-006-002.00 |
|---|
| Building Area | 1,238 sqft Total Area |
|---|---|
| 1st Floor Area | 1,238 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 300 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 603 S MAIN ST |
|---|---|
| City | CHAFFEE |
| State | MO |
| Zip | 63740-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 BLK 6 LOYS ADDN CHAFFEE R-1945 PB 3/103 50 X 120 |
| Legal Range | 13E |
| Legal Township | 29N |
| Legal Section | 18 |
| Legal Subdivision | LOYS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 24 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | KELSO |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 780200 |
Source: Scott County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK |
| Jul 24, 2025 | Intrafamily Transfer, Transfer |
| Apr 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2025 |
| Transfer Doc | 02025/3131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Document Number | 02025/4137 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 2025/4137 |
| Instrument | 20254137 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Document Number | 02022/4311 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 2022/4311 |
| Instrument | 20224311 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Jul 24, 2025 |
| Property Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Document Number | 02025/3131 |
| Book / Page | 2025 / 3131 |
| Instrument Date | Jul 24, 2025 |
| Instrument | 20253131 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Apr 19, 2022 |
| Property Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Document Number | 02022/1986 |
| Book / Page | 2022 / 1986 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 20221986 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | RELIABLE LAND TITLE AGENCY LLC, RELIABLE CMNTY TTL CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 S MAIN ST, CHAFFEE, MO 63740-1009 |
| Document Number | 0020221987 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 20221987 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Scott County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chaffee City |
| County | Scott County |
| Unified School District | Chaffee R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,400 (-) | ||
| 2025 | $547.00 (+9.84%) | $9,400 (+11.51%) | $49,490 (+11.51%) Land $3,600 Building $45,890 |
| 2024 | $498.00 | ||
| 2023 | $8,430 | $44,380 Land $3,600 Building $40,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAFFEE PWS serves 3,054 people · EPA ID MO4010154 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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