Scott County property record for 518 S Main St, Chaffee, MO 63740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 980 sqft · built 1915 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $99,750 (Jul 2024) |
| Tax Bill | $244 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2025 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-4.0-18.00-004-004-007.00 |
| Primary APN | 04-4.0-18.00-004-004-007.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 980 sqft Total Area |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 518 S MAIN ST |
|---|---|
| City | CHAFFEE |
| State | MO |
| Zip | 63740-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 4 LOY'S ADDN CHAFFEE PB 3/103 50 X 150 |
| Legal Range | 13E |
| Legal Township | 29N |
| Legal Section | 18 |
| Legal Subdivision | LOYS ADDN |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | KELSO |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 780200 |
Source: Scott County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 518 MAIN ST, SCOTT CITY, MO 63780-1731 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit MRV BANKS |
| Oct 2, 2025 | Beneficiary Deed, Transfer |
| Jul 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE BANK OF MISSOURI |
| Feb 7, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Mar 9, 2021 | Intrafamily Transfer, Transfer · Line of Credit FIRST STATE COMMUNITY BANK |
| Jan 21, 2020 | Trustee's Deed, Foreclosure |
| Sep 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK OF DEXTER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on Record |
| Deed Sale | Jul 1, 2024 · Amount on Record |
| Prior Sale | Feb 7, 2023 |
| Deed Document Number | 20242431 |
| Deed Book / Page | 2024 / 2431 |
| Last Transfer Date | Oct 2, 2025 |
| Transfer Doc | 02025/4270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Sep 2, 2026 |
| Property Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Document Number | 0000003734 |
| Book / Page | 2026 / 3734 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 20263734 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Document Number | 0000003734, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 2026/3734 |
| Instrument | 20263734 |
| Name | MRV BANKS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Oct 2, 2025 |
| Property Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Document Number | 02025/4270 |
| Book / Page | 2025 / 4270 |
| Map Reference | MB 3 PG 103 |
| Instrument Date | Sep 2, 2025 |
| Instrument | 20254270 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2740 LINK RD, SAINT LOUIS, MO 63114-1114 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Jul 1, 2024 |
| Property Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Document Number | 02024/2431 |
| Book / Page | 2024 / 2431 |
| Map Reference | MB 3 PG 103 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 20242431 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | RELIABLE LAND TITLE AGENCY LLC, RELIABLE CMNTY TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 MAIN ST, SCOTT CITY, MO 63780-1731 |
| Document Number | 0020242432 |
|---|---|
| Date | Jul 1, 2024 |
| Instrument | 20242432 |
| Name | THE BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Feb 7, 2023 |
| Property Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Document Number | 002023/549 |
| Book / Page | 2023 / 549 |
| Instrument Date | Jan 24, 2023 |
| Instrument | 20230549 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2317 JAMES ST, SCOTT CITY, MO 63780-1214 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Mar 9, 2021 |
| Property Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Document Number | 02021/1229 |
| Book / Page | 2021 / 1229 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 20211229 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2317 JAMES ST, SCOTT CITY, MO 63780-1214 |
| Document Number | 0020211230 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 20211230 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Jan 21, 2020 |
| Property Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Document Number | 002020/257 |
| Book / Page | 2020 / 257 |
| Instrument Date | Jan 20, 2020 |
| Instrument | 20200257 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Sep 5, 2018 |
| Property Address | 518 S MAIN ST, CHAFFEE, MO 63740-1008 |
| Document Number | 02018/3936 |
| Book / Page | 2018 / 3936 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 20183936 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | CAPE GIRARDEAU COUNTY ABSTRACT, CAPE GIRARDEAU COUNTY ABSTRA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1325 E JACKSON BLVD, JACKSON, MO 63755-2459 |
| Document Number | 0020183937 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 20183937 |
| Name | FIRST MIDWEST BANK OF DEXTER |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Scott County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chaffee City |
| County | Scott County |
| Unified School District | Chaffee R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,620 (+3.59%) | ||
| 2025 | $244.00 (+2.09%) | $4,460 (+10.4%) | $24,320 (+14.29%) Land $3,820 Building $20,500 |
| 2024 | $239.00 | ||
| 2023 | $4,040 | $21,280 Land $3,820 Building $17,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Mar 2012 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAFFEE PWS serves 3,054 people · EPA ID MO4010154 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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