603 Ruskin Rd, Clearwater, FL 33765 Property Records

Pinellas County property record for 603 Ruskin Rd, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,739 sqft · built 1969
Lot Size	0.248 acres (10,799 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Apr 2026)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	May 2022 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-762-8936-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-8936-2`
Alternative APNs	`07-29-16-17253-000-0260` `291607172530000260` `162907172530000260` `R73897`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,739 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	1,739 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	105 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	201 sqft
Deck Area	532 sqft
Patio Area	320 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R73897
Street Address	603 RUSKIN RD
City	CLEARWATER
State	FL
Zip	33765-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HILL ESTATES LOT 26
Legal Range	16E
Legal Township	29S
Legal Section	7
Legal Subdivision	COLLEGE HILL ESTATES
Legal Tract	17253
Legal Lot Number	26
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2038
Census Tract	26703

Owner

603 Ruskin Rd is owned and occupied by an individual who bought it in April 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	603 RUSKIN RD, CLEARWATER, FL 33765-2336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Aug 19, 2015 · Amount on File
Deed Document Number	2026102769
Deed Book / Page	23526 / 2078
Prior Transfer Date	Oct 24, 2019
Prior Transfer Doc	0000349378
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	603 RUSKIN RD, CLEARWATER, FL 33765-2336
Transaction Type	Mortgage
Record Updated	Apr 28, 2026
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RUSKIN RD, CLEARWATER, FL 33765-2336
Investor	Possibly a Property Investor

Mortgage

Document Number	0220681546
Date	May 19, 2022
Book Page	22068/1546
Instrument	2022159954

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 16, 2026
Property Address	603 RUSKIN RD, CLEARWATER, FL 33765-2336
Document Number	0000102769
Book / Page	23526 / 2078
Instrument Date	Apr 15, 2026
Instrument	2026.102769
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	BLUE RIDGE TITLE AND ESCROW INC, BLUE BRICK TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RUSKIN RD, CLEARWATER, FL 33765-2336

Mortgage

Document Number	0000102770,
Date	Apr 16, 2026
Book Page	23526/2080
Instrument	2026.102770

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 603 Ruskin Rd was $4,085, up 5.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00 (+5.66%)	$253,495	$460,124 Land $137,252 Building $322,872
2024	$3,866.00 (+1.87%)
2023	$3,795.00 (+3.07%) Homeowner's exemption	$239,176 (+3%)	$458,811 (+36.73%) Land $198,752 Building $260,059
2022	$3,682.00 Homeowner's exemption	$232,210	$335,565 Land $144,783 Building $190,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 603 Ruskin Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	23 (1978–2025)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 603 Ruskin Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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