701 Ruskin Rd, Clearwater, FL 33765 Property Records

Pinellas County property record for 701 Ruskin Rd, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,746 sqft · built 1969
Lot Size	0.18 acres (7,880 sqft)
Owner	2 Owner Names on File
Last Sale	$157,500 (Dec 2001)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2020 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-762-8939-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-8939-6`
Alternative APNs	`07-29-16-17253-000-0290` `162907172530000290` `R73900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,746 sqft Heated Area
1st Floor Area	1,746 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Concrete Tile
Lot Area	7,880 sqft (0.18 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	201 sqft
Deck Area	475 sqft
Patio Area	475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R73900
Old Parcel Number	162907172530000290
Street Address	701 RUSKIN RD
City	CLEARWATER
State	FL
Zip	33765-2338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HILL ESTATES LOT 29
Legal Range	16
Legal Township	29
Legal Section	07
Legal Subdivision	COLLEGE HILL ESTATES
Legal Lot Number	29
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2038
Census Tract	26703

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	701 RUSKIN RD, CLEARWATER, FL 33765-2338
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 20, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 3, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2001 · Amount on File
Deed Sale	Dec 20, 2001 · Amount on File
Prior Sale	May 23, 2000 · Amount on File
Deed Document Number	1174402352
Deed Book / Page	11744 / 02352
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	701 RUSKIN RD, CLEARWATER, FL 33765-2338
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 RUSKIN RD, CLEARWATER, FL 33765-2338

Mortgage

Document Number	0222032546
Date	Sep 16, 2022
Book Page	22203/2546
Instrument	2022280592

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	701 RUSKIN RD, CLEARWATER, FL 33765-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0208300899
Date	Jan 2, 2020
Book Page	20830/0899
Instrument	2020000581

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	701 RUSKIN RD, CLEARWATER, FL 33765-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210702303
Date	Jul 8, 2020
Book Page	21070/2303
Instrument	2020203642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	701 RUSKIN RD, CLEARWATER, FL 33765-2338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 RUSKIN RD 33765, 33765, CLEARWATER, FL 33765-2338

Mortgage

Document Number	0211521446
Date	Sep 3, 2020
Book Page	21152/1446
Instrument	2020264932

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	701 RUSKIN RD, CLEARWATER, FL 33765-2338
Document Number	0200602640
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 RUSKIN RD CLEARWATER FL 337652338, CLEARWATER, FL 33765-2338

Mortgage

Document Number	0200602640
Date	May 22, 2018
Book Page	020060/002640
Instrument	163062

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	701 RUSKIN RD, CLEARWATER, FL 33765-2338
Document Number	0194792076
Book / Page	019479 / 002076
Instrument Date	Jan 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	701 RUSKIN RD CLEARWATER FL 337652338, CLEARWATER, FL 33765-2338

Mortgage

Document Number	0194792076
Date	Jan 10, 2017
Book Page	019479/002076
Instrument	10988

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+9.38%) Homeowner's exemption	$133,392 (+5.99%)	$302,177 (-1.44%) Land $118,133 Building $184,044
2023	$1,610.00 (+3.94%) Homeowner's exemption	$125,857 (+3%)	$306,590 (+33.34%) Land $159,346 Building $147,244
2022	$1,549.00 Homeowner's exemption	$122,191	$229,923 Land $122,479 Building $107,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	23 (1978–2025)
Claims Outside the SFHA	16 of 23
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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