Polk County property record for 603 Oak St, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,349 sqft · built 1970 |
| Lot Size | 0.196 acres (8,533 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (May 2017) |
| Tax Bill | $1,682 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-11-336500-030190 |
| Primary APN | 25-28-11-336500-030190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,349 sqft Living Area |
| Gross Area | 1,613 sqft |
| 1st Floor Area | 1,349 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,533 sqft (0.196 acres) |
| Lot Dimensions | 142 ft deep x 60 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Porch | Florida Room |
| Porch Area | 64 sqft |
| Utility Building | 88 sqft |
| Street Address | 603 OAK ST |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-4410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | AUBURNDALE HGTS PB 2 PG 13 BLK 30 LOT 19 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 11 |
| Legal Subdivision | AUBURNDALE HEIGHTS |
| Legal Tract | 336500 |
| Legal Block | 30 |
| Legal Lot Number | 19 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 13200 |
603 Oak St is owned and occupied by an individual who bought it in May 2017.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Oct 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| May 11, 2017 | Warranty Deed, Construction Loan · Construction Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on File |
| Deed Sale | May 11, 2017 · Amount on File |
| Deed Document Number | 201790320 |
| Deed Book / Page | 10144 / 864 |
| Prior Transfer Date | Jan 18, 2007 |
| Prior Transfer Doc | 0000016356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 10, 2026 |
| Property Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Document Number | 0000084223 |
| Book / Page | 13951 / 1117 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202684223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Document Number | 0000084223, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 13951/1117 |
| Instrument | 202684223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2066 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Document Number | 0000246386 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 12878/192 |
| Instrument | 2023246386 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 283 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Document Number | 0000264033 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 12438/1471 |
| Instrument | 2022264033 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Document Number | 0000034694 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | 12107/1937 |
| Instrument | 2022034694 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 303 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 11, 2017 |
| Property Address | 603 OAK ST, AUBURNDALE, FL 33823-4410 |
| Document Number | 0101440864 |
| Book / Page | 010144 / 000864 |
| Instrument Date | May 3, 2017 |
| Instrument | 90320 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 14, 2020 |
| Title Company | FLORIDA FAM TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $819.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5256 ROCK DOVE TRL LAKELAND FL 338106931, LAKELAND, FL 33810-6931 |
| Document Number | 101440866 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 010144/000866 |
| Instrument | 90321 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 603 Oak St was $1,682 with a homeowner's exemption, up 3.5% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,178 (+2.7%) | $242,279 (+1.75%) Land $34,132 Building $208,147 | |
| 2025 | $1,682.00 (+3.51%) Homeowner's exemption | $145,256 | $238,109 Land $34,132 Building $203,977 |
| 2024 | $1,625.00 (+3.17%) | ||
| 2023 | $1,575.00 (+3.35%) Homeowner's exemption | $137,050 (+3%) | $196,619 (+6.97%) Land $20,573 Building $176,046 |
| 2022 | $1,524.00 Homeowner's exemption | $133,058 | $183,802 Land $20,573 Building $163,229 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 603 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 603 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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