Polk County property record for 519 Oak St, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1983 |
| Lot Size | 0.186 acres (8,111 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (Jul 2020) |
| Tax Bill | $1,786 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-11-336500-017130 |
| Primary APN | 25-28-11-336500-017130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,111 sqft (0.186 acres) |
| Lot Dimensions | 143 ft deep x 57 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 1,983 sqft |
| Carport | Carport |
| Carport Area | 1,983 sqft |
| Cooling System | Central |
|---|
| Street Address | 519 OAK ST |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-4235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | AUBURNDALE HGTS PB 2 PG 13 BLK 17 LOT 13 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 11 |
| Legal Subdivision | AUBURNDALE HEIGHTS |
| Legal Tract | 336500 |
| Legal Block | 17 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 13200 |
519 Oak St is owned and occupied by two individuals who bought it in July 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 519 OAK ST, AUBURNDALE, FL 33823-4235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 24, 2020 | Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MTG |
| Jul 24, 2020 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on File |
| Deed Sale | Jul 24, 2020 · Amount on File |
| Prior Sale | Apr 15, 1999 · Amount on File |
| Deed Document Number | 2020149169 |
| Deed Book / Page | 11310 / 1706 |
| Prior Transfer Date | Dec 4, 2014 |
| Prior Transfer Doc | 0000000025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 519 OAK ST, AUBURNDALE, FL 33823-4235 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 519 OAK ST, AUBURNDALE, FL 33823-4235 |
| Document Number | 0000247935 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 12416/1623 |
| Instrument | 2022247935 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 24, 2020 |
| Property Address | 519 OAK ST, AUBURNDALE, FL 33823-4235 |
| Document Number | 0113101706 |
| Book / Page | 011310 / 001706 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 149169 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 OAK ST AUBURNDALE FL 33823, AUBURNDALE, FL 33823 |
| Document Number | 113101708 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 011310/001708 |
| Instrument | 149170 |
| Name | NATIONS DIRECT MTG |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 24, 2020 |
| Property Address | 519 OAK ST, AUBURNDALE, FL 33823-4235 |
| Document Number | 0113101703 |
| Book / Page | 011310 / 001703 |
| Instrument Date | May 27, 2020 |
| Instrument | 149168 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 519 OAK ST AUBURNDALE FL 338234235, AUBURNDALE, FL 33823-4235 |
The 2025 property tax bill for 519 Oak St was $1,786.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Auburndale City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,945 (+1%) | $126,802 (+6.57%) Land $32,444 Building $94,358 | |
| 2025 | $1,786.00 | $104,495 | $118,988 Land $32,444 Building $86,544 |
| 2023 | $1,573.00 (+6.64%) | $113,019 (+4.14%) Land $20,214 Building $92,805 | $113,019 (+4.14%) Land $20,214 Building $92,805 |
| 2022 | $1,475.00 | $108,523 Land $20,214 Building $88,309 | $108,523 Land $20,214 Building $88,309 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 519 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 519 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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