603 Oak Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 603 Oak Dr, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,628 sqft · built 2009
Lot Size	0.064 acres (2,788 sqft)
Owner	2 Company Names on File
Last Sale	$645,000 (May 2008)
Tax Bill	$13,275 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`035-073-08`

Property Details

APN / Parcel Number

Primary APN	`035-073-08`
Alternative APN	`035-073-08-000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,628 sqft Living Area
Gross Area	1,873 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Lot Area	2,788 sqft (0.064 acres)
Garage Type	Attached
Garage Area	245 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	603 OAK DR
City	CAPITOLA
State	CA
Zip	95010-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RIVERVIEW TERRACE 02
Legal Block	8
Legal Lot Number	28
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2012
Census Tract	121802

Owner

Source: Santa Cruz County records · APN 035-073-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 1672, CAPITOLA, CA 95010-1672
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2008 · Amount on Record
Deed Sale	May 20, 2008 · Amount on Record
Prior Sale	Jun 18, 2003 · Amount on Record
Deed Document Number	200821597
Last Transfer Date	Aug 24, 2011
Transfer Doc	0000039811
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	603 OAK DR, CAPITOLA, CA 95010-2721
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030093
Date	Oct 03, 2018
Instrument	2018-0030093

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,071,970 (+2%) Land $736,886 Building $335,084
2025	$13,275.00 (+9.72%) Homeowner's exemption	$1,050,950 (+4.04%) Land $722,436 Building $328,514
2023	$12,099.00 (+1.15%) Homeowner's exemption	$1,010,142 Land $694,384 Building $315,758	$1,083,690
2022	$11,961.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.