Santa Cruz County property record for 526 Oak Dr, Capitola, CA 95010 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,885 sqft · built 2005 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,175,000 (Dec 2009) |
| Tax Bill | $17,954 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-093-42 |
| Primary APN | 035-093-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 2,347 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,008 sqft (0.092 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 526 OAK DR |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 121802 |
Source: Santa Cruz County records · APN 035-093-42
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 526 OAK DR, CAPITOLA, CA 95010-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA |
| Feb 03, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2009 · Amount on Record |
| Deed Sale | Dec 17, 2009 · Amount on Record |
| Prior Sale | Aug 12, 2005 · Amount on Record |
| Deed Document Number | 200958600 |
| Last Transfer Date | Feb 10, 2011 |
| Transfer Doc | 0000008018 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 526 OAK DR, CAPITOLA, CA 95010-2720 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 526 OAK DR, CAPITOLA, CA 95010-2720 |
| Document Number | 0000049580 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0049580 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 526 OAK DR, CAPITOLA, CA 95010-2720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 526 OAK DR, CAPITOLA, CA 95010-2720 |
| Document Number | 0000038575 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-0038575 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 526 OAK DR, CAPITOLA, CA 95010-2720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOUTHWEST FINANCIAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000004264 |
|---|---|
| Date | Feb 03, 2017 |
| Instrument | 2017-0004264 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,492,268 (+2%) Land $822,582 Building $669,686 | ||
| 2025 | $17,954.00 (+9.4%) Homeowner's exemption | $1,463,008 (+4.04%) Land $806,453 Building $656,555 | |
| 2023 | $16,411.00 (+1.03%) Homeowner's exemption | $1,406,198 Land $775,138 Building $631,060 | $1,738,620 |
| 2022 | $16,243.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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