603 Elm St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 603 Elm St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 2,056 sqft · built 1867
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$54,000 (Jan 2022)
Tax Bill$1,391 (2025)
Deeds & MortgagesJan 2022 Sale
Flood ZoneZone X (minimal risk)
APN051-150-002-00

Property Details

APN / Parcel Number

Primary APN051-150-002-00

Interior

Bedrooms5 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area2,056 sqft Living Area
1st Floor Area1,240 sqft
Basement Area840 sqft
Unfinished Basement843 sqft

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1867
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions124 ft deep x 56.6 ft wide
Garage Area216 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address603 ELM ST
CityTHREE RIVERS
StateMI
Zip49093-1418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 2 BLK 1. POPLAR PLACE SUB-DIV. CITY OF THREE RIVERS.
Legal SubdivisionCITY OF THREE RIVERS
Legal Block1
Legal Lot Number2
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group3
Census Block3019
Census Tract40100

Owner

603 Elm St is owned and occupied by an individual who bought it in January 2022.

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address603 ELM ST, THREE RIVERS, MI 49093-1418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2022 · Amount on File
Deed SaleJan 4, 2022 · Amount on File
Deed Document Number202290
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJan 4, 2022
Property Address603 ELM ST, THREE RIVERS, MI 49093-1418
Document Number2022000090
Map ReferenceLB 1 PG 24
Instrument DateDec 30, 2021
Instrument2022000090
Transaction TypeTransfer
Record UpdatedJan 19, 2022
Title CompanyTITLE RESOURCE AGENCY, DBA TITLE RESOURCE AGENCY

Transaction

AmountAmount on Record
Tax$405.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3801 WINCHELL AVE # AVEP302, 3801, KALAMAZOO, MI 49008-2038

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 ELM ST, THREE RIVERS, MI 49093-1418

Tax Assessment & Valuation

The 2025 property tax bill for 603 Elm St was $1,391 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,800 Land $3,500 Building $55,300$117,600 Land $7,000 Building $110,600
2025$1,391.00 Homeowner's exemption
2023$42,200 Land $2,500 Building $39,700$84,400 Land $5,000 Building $79,400
2022$1,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1982–2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 603 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: T-Mobile.

Nearby Properties on Elm St

Nearby Streets

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