519 Elm St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 519 Elm St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,600 sqft · built 1877
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$130,500 (Jul 2018)
Tax Bill$3,196 (2025)
Deeds & MortgagesDec 2022 Transfer
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN051-112-043-00

Property Details

APN / Parcel Number

Primary APN051-112-043-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area872 sqft
Basement Area872 sqft
Unfinished Basement968 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address519 ELM ST
CityTHREE RIVERS
StateMI
Zip49093-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 4 BLK 53 BOWMAN'S ADD. CITY OF THREE RIVERS SUBJ TO EASEMENT TO MICH POWER CO RECD IN L466-P509.
Legal SubdivisionCITY OF THREE RIVERS
Legal Block53
Legal Lot Number4
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group3
Census Block3006
Census Tract40100

Owner

519 Elm St is owned and occupied by an individual who bought it in July 2018.

Source: St. Joseph County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address519 ELM ST, THREE RIVERS, MI 49093-1416
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2022Quit Claim Deed, Transfer
Quitclaim
Jul 2, 2018Warranty Deed, Transfer
PATRICK ABSTRACT AND TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2018 · Amount on File
Deed SaleJul 2, 2018 · Amount on File
Prior SaleSep 3, 2014 · Amount on File
Deed Book / Page1921 / 638
Record UpdatedOct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOSEPH MI
Recording DateDec 13, 2022
Property Address519 ELM ST, THREE RIVERS, MI 49093-1416
Document Number2022010388
Map ReferenceLB 466 PG 509
Instrument DateSep 23, 2022
Instrument2022010388
Transaction TypeTransfer
Record UpdatedDec 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14591 W RIDGEVIEW DR, THREE RIVERS, MI 49093-9558

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 ELM ST, THREE RIVERS, MI 49093-1416

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJul 2, 2018
Property Address519 ELM ST, THREE RIVERS, MI 49093-1416
Document Number1921/0638
Book / Page1921 / 0638
Map ReferenceLB28 PG103
Instrument DateJun 28, 2018
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyPATRICK ABSTRACT AND TITLE

Transaction

AmountAmount on Record
Tax$1,123.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address519 ELM ST, 519, THREE RIVERS, MI 49093-1416

Transferred To (Grantee/Buyer)

NameVerified Name
Address14591 RIDEEVIEW DR, THREE RIVERS, MI 49093

Tax Assessment & Valuation

The 2025 property tax bill for 519 Elm St was $3,196 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,900 Land $4,200 Building $108,700$225,800 Land $8,400 Building $217,400
2025$3,196.00 Homeowner's exemption
2023$80,500 Land $3,000 Building $77,500$161,000 Land $6,000 Building $155,000
2022$3,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 519 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1982–2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 519 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: T-Mobile.

Nearby Properties on Elm St

Nearby Streets

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