603 Edgecliff St, Covington, KY 41014 Property Records

Kenton County property record for 603 Edgecliff St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1953
Lot Size	0.895 acres (38,998 sqft)
Owner	Individual Name on Record
Last Sale	$42,900 (Oct 1998)
Tax Bill	$486 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-02-008.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-02-008.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	962 sqft Finished Area
Gross Area	1,046 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	38,998 sqft (0.895 acres)
Lot Dimensions	432 ft deep x 90.2 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	603 EDGECLIFF ST
City	COVINGTON
State	KY
Zip	41014-1015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD PLACE BLK D PT LOTS 108-109 90.2X432.35 IRREG
Legal Subdivision	EDGEWOOD PLACE
Legal Phase	D
Legal Block	D
Legal Lot Number	108,10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	603 EDGECLIFF ST, COVINGTON, KY 41014-1015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 13, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 16, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 1998 · Amount on Record
Deed Sale	Oct 22, 1998 · Amount on Record
Last Transfer Date	Sep 19, 2012
Transfer Doc	0005900141
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	603 EDGECLIFF ST, COVINGTON, KY 41014-1015
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 EDGECLIFF ST, COVINGTON, KY 41014-1015

Mortgage

Document Number	0005900029
Date	Mar 28, 2024
Book Page	KCM 536/187
Instrument	24032805900029

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	603 EDGECLIFF ST, COVINGTON, KY 41014-1015
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900004
Date	Oct 13, 2022
Book Page	414/675
Instrument	22101305900004

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	603 EDGECLIFF ST, COVINGTON, KY 41014-1015
Document Number	0000000270
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 EDGECLIFF ST COVINGTON KY 410141015, COVINGTON, KY 41014-1015

Mortgage

Document Number	0000000270
Date	Mar 1, 2018
Book Page	0C6363/000181
Instrument	270

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,000 (+41.03%) Land $10,000 Building $111,000	$121,000 (+41.03%) Land $10,000 Building $111,000
2025	$486.00 (-7.25%) Homeowner's exemption	$85,800 (-) Land $5,000 Building $80,800	$85,800 (-) Land $5,000 Building $80,800
2023	$524.00 Homeowner's exemption	$85,800 Land $5,000 Building $80,800	$85,800 Land $5,000 Building $80,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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