603 E M St, Mc Cook, NE 69001 Property Records

Red Willow County property record for 603 E M St, Mc Cook, NE 69001

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 2004
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2025)
Tax Bill	$4,425 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Oct 2008 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001015800`

Property Details

APN / Parcel Number

Primary APN	`001015800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft
Basement Area	1,936 sqft
Finished Basement	774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	342 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	603 E M ST
City	MC COOK
State	NE
Zip	69001-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ADDITION MCCOOK BLK 6, LOT 1
Legal Range	29W
Legal Township	03N
Legal Subdivision	EIGHTH ADDITION
Legal Block	6
Legal Lot Number	1
Jurisdiction	RED WILLOW NE
Township / Civil Division	MCCOOK
Census Block Group	5
Census Block	5000
Census Tract	963200

Owner

Source: Red Willow County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	603 E M ST, MC COOK, NE 69001-2750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST CENTRAL BANK MCCOOK
Oct 9, 2008	Deed of Trust, Mortgage · Line of Credit AMFIRST BANK NA
Dec 30, 2025	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Dec 18, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT SERVICES OF AMERICA ACA
May 1, 2009	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 21, 2005	Joint Tenancy Deed, Transfer · Line of Credit MC COOK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Mar 4, 2025 · Amount on Record
Deed Document Number	20251685
Prior Transfer Date	Jan 20, 2005
Prior Transfer Doc	200500094
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RED WILLOW NE
Property Address	603 E M ST, MCCOOK, NE 69001-2750
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E M ST, MC COOK, NE 69001-2750

Mortgage

Document Number	0202300413
Date	Apr 17, 2023
Instrument	2023-00413

Lender

Name	FIRST CENTRAL BANK MCCOOK
Type	Bank
Address	MC COOK, NE 69001

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RED WILLOW NE
Property Address	603 E M ST, MCCOOK, NE 69001-2750
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200801536
Date	Oct 9, 2008
Instrument	2008-01536

Lender

Name	AMFIRST BANK NA
Address	MC COOK, NE 69001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	Dec 30, 2025
Property Address	603 E M ST, MCCOOK, NE 69001-2750
Document Number	0202501685
Instrument Date	Dec 18, 2025
Instrument	2025-01685
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MCCOOK ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202501686
Date	Dec 30, 2025
Instrument	2025-01686

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	Dec 18, 2018
Property Address	603 E M ST, MCCOOK, NE 69001-2750
Document Number	0201801892
Instrument Date	Dec 13, 2018
Instrument	2018-01892
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0201801893
Date	Dec 18, 2018
Instrument	2018-01893

Lender

Name	FARM CREDIT SERVICES OF AMERICA ACA
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

May 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	May 1, 2009
Property Address	603 E M ST, MCCOOK, NE 69001-2750
Document Number	0200900718
Instrument Date	Apr 30, 2009
Instrument	2009-00718
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0200900719
Date	May 1, 2009
Instrument	2009-00719

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

January 2005: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	RED WILLOW NE
Recording Date	Jan 21, 2005
Property Address	603 E M ST, MCCOOK, NE 69001-2750
Document Number	0200500094
Instrument Date	Jan 20, 2005
Instrument	2005-00094
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0200500095
Date	Jan 21, 2005
Instrument	2005-00095

Lender

Name	MC COOK NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Red Willow County
Municipality	McCook City
Unified School District	McCook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,269 (-) Land $17,304 Building $331,965	$349,269 (-) Land $17,304 Building $331,965
2025	$4,425.00 (+7.74%)	$349,269 (+19.44%) Land $17,304 Building $331,965	$349,269 (+19.44%) Land $17,304 Building $331,965
2024	$4,107.00 (-14.69%)
2023	$4,814.00	$292,410 Land $17,304 Building $275,106	$292,410 Land $17,304 Building $275,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber · Cable in parts of the area	2,000 / 2,000
Pinpoint Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Viaero Wireless, Vistabeam.

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