109 E M St, Mc Cook, NE 69001 Property Records

Red Willow County property record for 109 E M St, Mc Cook, NE 69001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 1929
Lot Size	0.189 acres (8,250 sqft)
Owner	Trust Name on File
Tax Bill	$1,674 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001424500`

Property Details

APN / Parcel Number

Primary APN	`001424500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	109 E M ST
City	MC COOK
State	NE
Zip	69001-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MISC MCCOOK 20-3-29 PT NE/4SW .301 ACRE (50X100)
Legal Range	29W
Legal Township	03N
Jurisdiction	RED WILLOW NE
Township / Civil Division	MCCOOK
Census Block Group	4
Census Block	4014
Census Tract	963200

Owner

109 E M St is owner-occupied and held in a trust since April 2019.

Source: Red Willow County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	109 E M ST, MC COOK, NE 69001-2652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2019
Transfer Doc	0201900638
Record Updated	Oct 29, 2026

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RED WILLOW NE
Recording Date	May 14, 2019
Property Address	109 E M ST, MCCOOK, NE 69001-2652
Document Number	0201900638
Instrument Date	Apr 26, 2019
Instrument	2019-00638
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	109 E M ST, MC COOK, NE 69001-2652

Mortgage

Document Number	0201900639
Date	May 14, 2019
Instrument	2019-00639

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 109 E M St was $1,674, up 0.4% from the year before.

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Red Willow County
Municipality	McCook City
Unified School District	McCook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,179 (-) Land $14,438 Building $117,741	$132,179 (-) Land $14,438 Building $117,741
2025	$1,674.00 (+0.42%)	$132,179 Land $14,438 Building $117,741	$132,179 Land $14,438 Building $117,741
2024	$1,667.00 (-14.56%)
2023	$1,951.00	$118,545 Land $14,438 Building $104,107	$118,545 Land $14,438 Building $104,107

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E M St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E M St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000

May also be available: Nextlink, Pinpoint Communications, Verizon, Viaero Wireless, Vistabeam.